12 CFR Part 1013 - Consumer Leasing (Regulation M)

Most recently amended Jan. 1, 2024

Regulation M protects people when they use consumer leases.

Consumer leases may include:

Automobile leases, Furniture leases, & Other personal property leases
Closed-end (“walk-away”) leases
Open-end leases

The regulation covers topics such as:

Disclosure of lease schedule and payments
Early termination notices
Purchase option disclosures
Lease renegotiations, extensions, and assumptions
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Additional resources

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