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12 CFR Part 1013 - Consumer Leasing (Regulation M)

Most recently amended Jan. 1, 2024

Regulation M protects people when they use consumer leases.

Consumer leases may include:

  • Automobile leases, Furniture leases, & Other personal property leases
  • Closed-end (“walk-away”) leases
  • Open-end leases

The regulation covers topics such as:

  • Disclosure of lease schedule and payments
  • Early termination notices
  • Purchase option disclosures
  • Lease renegotiations, extensions, and assumptions
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