§ 1024.17 Escrow accounts.
(i) Annual escrow account statements.
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§ 1024.17 Escrow accounts.
(1) Escrow account analysis.
§ 1024.17 Escrow accounts.
(2) Time of submission of initial escrow account statement for an escrow account established after settlement
§ 1024.17 Escrow accounts.
As noted in § 1024.17(c)(2), the servicer shall conduct an escrow account analysis before establishing
§ 1024.17 Escrow accounts.
(i) As noted in § 1024.17(c)(2) and (3), the servicer shall conduct an escrow account analysis
§ 1024.17 Escrow accounts.
(j) Formats for annual escrow account statement.
§ 1024.17 Escrow accounts.
A servicer may issue a short year annual escrow account statement (“short year statement”) to change
§ 1024.17 Escrow accounts.
(5) Notice of shortage or deficiency in escrow account.
§ 1024.17 Escrow accounts.
(iii) After an initial or annual escrow analysis has been performed, the servicer and the borrower may
§ 1024.17 Escrow accounts.
(2) Escrow analysis at creation of escrow account.
§ 1024.17 Escrow accounts.
(3) Subsequent escrow account analyses.
§ 1024.17 Escrow accounts.
(1) Contents of annual escrow account statement.
§ 1024.17 Escrow accounts.
Escrow account computation year is a 12-month period that a servicer establishes for the escrow account
§ 1024.17 Escrow accounts.
(i) The initial escrow account statement shall include the amount of the borrower's monthly mortgage
§ 1024.17 Escrow accounts.
(i) If an escrow account analysis discloses a shortage of less than one month's escrow account payment
§ 1024.17 Escrow accounts.
(1) The format and a completed example for an initial escrow account statement are set out in Public
§ 1024.17 Escrow accounts.
Appendix E to this part sets forth examples of aggregate escrow account analyses.
§ 1024.17 Escrow accounts.
(g) Initial escrow account statement -
§ 1024.17 Escrow accounts.
(2) Incorporation of initial escrow account statement into HUD-1 or HUD-1A settlement statement.
Comment for 1024.34 - Timely Escrow Payments and Treatment of Escrow Balances
A servicer is not required to credit funds in an escrow account to an escrow account for a new mortgage
§ 1024.34 Timely escrow payments and treatment of escrow account balances.
(b) Refund of escrow balance —
§ 1024.17 Escrow accounts.
(d) Methods of escrow account analysis.
§ 1024.17 Escrow accounts.
(ii) If an escrow account analysis discloses a shortage that is greater than or equal to one month's
§ 1024.17 Escrow accounts.
The short year statement shall end the “escrow account computation year” for the escrow account and establish
§ 1024.17 Escrow accounts.
(c) Limits on payments to escrow accounts.