Bulletin re: the SAFE Act – uniform state test for state-licensed mortgage loan originators
The Consumer Financial Protection Bureau (CFPB) is issuing this guidance in response to
questions about whether states may use the Uniform State Test (UST) developed by the
Nationwide Mortgage Licensing System and Registry (NMLSR) as part of a qualified written test
under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act).