The agreements and related information presented here are a sample of the data used in the CFPB's annual report to Congress and should not be considered comprehensive. The scope of the CFPB's observations was limited to the agreements and other public disclosures that were published by institutions related to each award year (interested parties should note that any information in place at the time of publication but absent from the institutional disclosures as of June of each award year may not have been evaluated). Nevertheless, review of publicly available information is helpful in providing an overview of significant market dynamics at a point in time.
The CFPB intends to ensure that the publicly available dataset is as accurate and complete as possible. This means that the dataset may not be completely consistent with past iterations of this report because the CFPB sometimes makes corrections to the dataset. In all cases, the CFPB intends for the public dataset to be the CFPB’s definitive account of the data.