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Mortgages 90 or more days delinquent

The 90–day delinquency rate is a measure of serious delinquencies. It captures borrowers that have missed three or more payments. This rate measures more severe economic distress. 

These interactive charts show the percentage of mortgages 90 or more days delinquent in the U.S. based on a 5 percent sample of residential mortgages since January 2008. 

On this page, you can:

Figure 1A

View mortgage delinquency rate trends

This interactive chart lets you view the 90–day mortgage delinquency rate for a specific state, metro area, non-metro area, or county and compare it to the national average.

Filter by location to display trends

Percentage of mortgages 90 or more days delinquent:
national average versus national average, January 2008–June 2023

Source: National Mortgage Database
Date published: January 2024
Downloads: CSV files with data by state (40 KB), metro and non-metro areas (241 KB), or county (361 KB).
Note: Locations with insufficient data are not provided. Mortgage delinquencies may be underreported during public emergencies. Learn more about the data.

Figure 1B

Map mortgage delinquency rates by month

This interactive map lets you focus on the 90–day mortgage delinquency rate for states, metro and non-metro areas, and counties at a particular point in time since 2008. See how it compares to the surrounding area and the national average.

Choose location to display on the map

Select month and year to display

Invalid date

We only have data available through June 2023. Please select a valid date.

Percentage of mortgages at least 90 days delinquent:
state view for June 2023

U.S. Map Legend for Mortgages 90 days delinquent The percentage of mortgages 90 or more days delinquent varies by location from 0% to 6%. Delinquency rates Insuff. data 0% 1% 2% 3% 4% 5%+

Source: National Mortgage Database
Date published: January 2024
Downloads: CSV files with data by state (40 KB), metro and non-metro areas (241 KB), or county (361 KB).
Note: Mortgage delinquencies may be underreported during public emergencies. Learn more about the data.