Credit Card Agreement Submission
Resources to help card issuers submit their Credit Card Agreements to the Bureau.
On August 20, 2021, the Bureau issued new technical specifications for complying with credit card agreement and data submission requirements under TILA and the CARD Act (Regulation Z). Credit card issuers will use the Bureau’s Collect website to submit their credit card agreements to the Bureau. You can view the technical specifications here.
Submit Credit Card Agreements to the Bureau
Collect is the Bureau’s online channel for credit card issuers to submit their credit card agreements to the Bureau. Collect contains all necessary instructions for its use. We have also provided additional resources to help familiarize yourself with Collect.
Registration form – First-time users, please complete and submit this short form to access Collect
Access Collect – Submit, amend, or withdraw credit card agreements using Collect
Quick reference guide – Overview of submitting, amending, and withdrawing credit card agreements using Collect
User guide – Detailed instructions for submitting, amending, and withdrawing credit card agreements using Collect
Credit Card Agreement and Data Submission Key Dates Timeline – One-page overview of important dates for Collect, including submission deadlines.
The Bureau provides a list of commonly asked questions and answers on particular topics to assist credit card issuers in submitting their credit card agreements to the Bureau. Browse all FAQ topics
Webinar that provides a high-level overview of the submission requirements as well as a walkthrough of how to add, amend, or withdraw credit card agreements using Collect.
View webinar transcript and slides
Credit Card Agreements
We maintain a database of credit card agreements from more than 600 card issuers. Using the database, you can search for an agreement by the name of the issuer. Access credit card agreements.