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Credit Card Agreement Submission

Resources to help card issuers submit their Credit Card Agreements to the Bureau.

On August 20, 2021, the Bureau issued new technical specifications for complying with credit card agreement and data submission requirements under TILA and the CARD Act (Regulation Z). Credit card issuers will use the Bureau’s Collect website to submit their credit card agreements to the Bureau. You can view the technical specifications here.

Submit Credit Card Agreements to the Bureau

Collect is the Bureau’s online channel for credit card issuers to submit their credit card agreements to the Bureau. Collect contains all necessary instructions for its use. We have also provided additional resources to help familiarize yourself with Collect.

Registration form – First-time users, please complete and submit this short form to access Collect

Collect MFA Quick Reference Guide – Detailed instructions for setting up MFA Authentication for Collect Users

Access Collect – Submit, amend, or withdraw credit card agreements using Collect

Quick reference guide – Overview of submitting, amending, and withdrawing credit card agreements using Collect

User guide – Detailed instructions for submitting, amending, and withdrawing credit card agreements using Collect

Credit Card Agreement and Data Submission Key Dates Timeline – One-page overview of important dates for Collect, including submission deadlines.

FAQs

The Bureau provides a list of commonly asked questions and answers on particular topics to assist credit card issuers in submitting their credit card agreements to the Bureau. Browse all FAQ topics

Webinar

Webinar that provides a high-level overview of the submission requirements as well as a walkthrough of how to add, amend, or withdraw credit card agreements using Collect.

Watch

Download video

View webinar transcript and slides

Credit Card Agreements

We maintain a database of credit card agreements from more than 600 card issuers. Using the database, you can search for an agreement by the name of the issuer. Access credit card agreements.