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Mortgages

This dashboard provides access to data about mortgages, which are closed-end loans used to purchase or refinance a primary residence, vacation home, or investment property. Junior liens and home equity lines of credit (HELOCs) are excluded.

Data snapshot

738,388
Mortgages originated (July 2018)


$200.7 billion
Dollar volume of new mortgages (July 2018)


14.2% increase
In year-over-year originations (July 2018)


11.4% decrease
In year-over-year inquiries (June 2018)


0.9% decrease
In year-over-year credit tightness (September 2017)

Origination activity

Lending levels

The number and volume of mortgages originated each month.

Year-over-year changes

Year-over-year changes in the number and volume of mortgages originated by month.

Geographic changes

Geographic distribution of the year-over-year change in the volume of mortgages originated.

Inquiry activity

Inquiry index

The number of consumers with mortgage inquiries (hard credit pulls) each month indexed to January 2009 levels.

Credit tightness index

The number of consumers with mortgage inquiries and no subsequent loan opening each month indexed to January 2009 levels.

Borrower risk profiles

Volume of mortgages by credit score

Exploring the origination of mortgages to consumers at different credit score levels.

Year-over-year changes by credit score

Detailing the year-over-year changes in origination activity for mortgages by credit score.

Lending to low-to-moderate income neighborhoods

Volume of mortgages by income level

Examining the origination of mortgages to consumers based on the income level of the neighborhood in which they reside.

Year-over-year changes by credit score

Detailing the year-over-year changes in origination activity for mortgages by income level.

View interactive graphs of mortgage lending by income level

/data-research/consumer-credit-trends/mortgages/lending-neighborhood-income-level/


Lending by borrower age

Volume of mortgages by age group

Exploring how lending activity is changing for borrowers by age.

Year-over-year changes by borrower age

Detailing the year-over-year changes in origination activity for mortgages by borrower age.