Debt collection answers

Can a debt collector take my federal benefits, like Social Security or VA payments?

What is a judgment?

What is a paid collection?

What is an original creditor and what is the difference between an original creditor and a debt collector?

What is an unfair, deceptive or abusive practice by a debt collector?

What can I do if a debt collector contacts me about a debt I already paid or don't think I owe?

How do I get a debt collector to stop calling or contacting me?

Can a debt collector contact me about a debt after a divorce?

Can a debt collector increase the interest rate on a debt I owe?

Can debt collectors collect a debt that’s several years old?

Can a debt collector try to collect on a debt that was discharged in bankruptcy?

What may happen if I ignore or avoid a debt collector?

How do I find a lawyer to help me with a creditor or collector trying to collect a debt from me?

Can a debt collector take or garnish my wages or benefits?

How do I negotiate a settlement with a debt collector?

What is the difference between credit counseling and debt settlement, debt consolidation, or credit repair?

What is credit counseling?

What is a debt relief program and how do I know if I should use one?

Does a person's debt go away when they die?

Am I responsible for my spouse’s debts after they die?

Can a debt collector contact me about a deceased relative’s debts?

Is it a scam if a debt collector calls me after seeing my relative's obituary?

I was an authorized user on my deceased relative’s credit card account. Am I liable to repay the debt?

I'm in the military. Can a debt collector have my security clearance revoked if I fall behind on paying my debt?

I'm a servicemember and I'm being contacted by a debt collector about a debt. What are my rights and where can I get help?