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Secure and fair enforcement of mortgage licensing (SAFE Act)

Resources to help industry understand, implement, and comply with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and the Bureau’s Regulations G and H.

Featured topic

On September 25, 2019, the Bureau released FAQs that discuss the Economic Growth, Regulatory Relief, and Consumer Protection Act’s amendments to the SAFE Act.


Browse the rule that finalized the re-publication of Regulations G and H.

Regulations and official interpretations

Browse Regulation G (12 CFR 1007) on: Interactive Bureau Regulations | eCFR

Browse Regulation H (12 CFR 1008) on: Interactive Bureau Regulations | eCFR


Supervision and examination materials

Guides to how the CFPB will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.

See the SAFE Act examination procedures

See the mortgage origination examination procedures

Compliance Bulletins

CFPB Bulletin 2013-05: SAFE Act – Uniform state test for state-licensed mortgage loan originators

CFPB Bulletin 2012-05: SAFE Act – Transitional Loan Originator Licensing


The Bureau provides a list of commonly asked questions and answers on particular topics to assist in understanding and complying with the SAFE Act.

Browse FAQs