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The FDCPA’s statute of limitations requires consumers to file suit “within one year from the date on which the violation occurs.”  15 U.S.C. § 1692k(d).  This case presents the question whether the “discovery rule” applies to that provision such that the one-year period for bringing suit begins to run only once the consumer discovers or should discover the alleged violation.  The government’s amicus brief argues that the “discovery rule” does not apply and that the one-year limitations period begins to run when the violation occurs.

Full brief

Rotkiske v. Klemm