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I was told my check was turned into an electronic funds transfer. What does this mean?

There are several ways that checks can be processed. In the traditional check processing system, your check, or an image of your check, will be sent back to your bank or credit union. Now, many checks are converted into an electronic fund transfer (EFT), which occurs when information about the check is used to create an electronic transfer out of your checking account. You have some important additional protections when your check is converted into an electronic funds transfer.