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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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Do I have to use an estate planning service or pay to find a reverse mortgage?

You do not have to pay an estate planning service or anyone else to find you a reverse mortgage. The Department of Housing and Urban Development (HUD) provides both a list of HUD-approved lenders on its website at no cost to you and referrals to HUD-approved housing counselors who can help you determine whether a reverse mortgage is the best option for you.

You can find a HUD-approved counselor by visiting HUD’s counselor search page or calling HUD’s housing counselor referral line (1-800-569-4287).

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.