Do I have to use an estate planning service or pay to find a reverse mortgage?
You do not have to pay an estate planning service or anyone else to find you a reverse mortgage.
The Department of Housing and Urban Development (HUD) provides both a list of HUD-approved lenders on its website at no cost to you and referrals to HUD-approved housing counseling agencies who can help you determine whether a reverse mortgage is the best option for you.
You can find a HUD-approved housing counseling agency by visiting HUD’s counselor search page or calling HUD’s housing counselor referral line (800) 569-4287.