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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

Learn how the CFPB can help you

Can the bank/credit union put a new fee on my checking account?

Answer:

Yes, except that in most cases, your bank or credit union must give you at least 30 days’ notice before adding a new fee or increasing an existing fee. 

Exceptions include fees related to check printing and the expiration of clearly designated promotional fee waivers. Check your account agreement for more information on fees your bank or credit union can charge.

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.