The Bureau recently redesigned our Home Mortgage Disclosure Act (HMDA) data and research page. There you can read current and past research using HMDA data, download loan-level datasets, get information about compliance, and access other HMDA resources.
Loan-level HMDA data and aggregate and disclosure reports are available at ffiec.cfpb.gov for data collected in or after 2017. Additionally, the Bureau will continue to offer loan-level data for 2007 to 2017, along with compliance materials.
The Federal Financial Institutions Examination Council (FFIEC) will publish a query tool for the 2018 data in the coming months, which will be available at ffiec.cfpb.gov. After the new query tool becomes available, the Bureau will retire the current HMDA Explorer tool and the Public Data Platform API that powers it, as these tools are not compatible with the HMDA data collected in or after 2018.
The Home Mortgage Disclosure Act requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages. HMDA data are the most comprehensive source of publicly available information on the U.S. mortgage market. These data help show whether lenders are serving the housing needs of their communities; they give public officials information that helps them make decisions and policies; and they shed light on lending patterns that could be discriminatory. The public data are modified to protect applicant and borrower privacy. Learn more at consumerfinance.gov/hmda.