Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
Use “this mortgage” or “the mortgage” instead of “your mortgage.”
- 1026 (Regulation Z)
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Comment for 1024.36 - Requests for Information
Requests for information that seek documents relating to substantially all aspects of mortgage origination
- 1024 (Regulation X)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
A service services 3,100 mortgage loans - 3,000 mortgage loans it owns or originated and 100 mortgage
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
A nonprofit entity services 4,500 mortgage loans - 3,000 mortgage loans it originated, 1,000 mortgage
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
(6) Qualified mortgage defined - temporary balloon-payment qualified mortgage rules.
- 1026 (Regulation Z)
Comment for Appendix MS to Part 1024 - Mortgage Servicing Model Forms and Clauses
Use of “the mortgage loan” or “this mortgage loan” instead of “your mortgage loan” and “the monthly payments
- 1024 (Regulation X)
Comment for 1024.36 - Requests for Information
Information that relates to the servicing of mortgage loans other than a borrower's mortgage loan, including
- 1024 (Regulation X)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
(ii) Standard mortgage. The term standard mortgage means a covered transaction:
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Mortgage insurance disclosure.
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
Nonprofit entity A services 3,000 of its own mortgage loans, and 1,500 mortgage loans on behalf of associated
- 1026 (Regulation Z)
Appendix A to Part 1004 — Official Commentary on Regulation D
Examples of alternative mortgage transactions.
- 1004 (Regulation D)
Appendix A: Comment for 1004.2 Definitions
Examples of alternative mortgage transactions.
- 1004 (Regulation D)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
When delay of consummation of a high-cost mortgage occurs for reasons outside the control of a creditor
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
(iii) The term “fixed-rate mortgage” means a transaction secured by real property or a dwelling that
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Non-standard mortgage loan made in accordance with ability-to-repay or qualified mortgage requirements
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Fixed-rate mortgage.
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
Mortgage loans not considered in determining whether a servicer is a small servicer.
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
(i) Non-standard mortgage. The term non-standard mortgage means a covered transaction that is:
- 1026 (Regulation Z)
§ 1026.24 Advertising.
(A) The phrase “Adjustable-Rate Mortgage,” “Variable-Rate Mortgage,” or “ARM” appears in the advertisement
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Mortgage insurance, guarantee, or similar charges.
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Mortgage broker as loan originator.
- 1026 (Regulation Z)
§ 1022.21 Affiliate marketing opt-out and exceptions.
(i) A consumer who obtains a mortgage from a mortgage lender authorizes or requests information about
- 1022 (Regulation V)
Comment for 1003.4 - Compilation of Reportable Data
Covered loan amount - closed-end mortgage loan.
- 1003 (Regulation C)
§ 1024.2 Definitions.
(F) Is the subject of a home equity conversion mortgage, also frequently called a “reverse mortgage,”
- 1024 (Regulation X)
§ 1024.34 Timely escrow payments and treatment of escrow account balances.
(iii) Uses the same servicer that serviced the prior mortgage loan to service the new mortgage loan.
- 1024 (Regulation X)