Comment for 1026.23 - Right of Rescission
See comment 38(o)-1 for examples illustrating the interaction of the finance charge and total of payments
- 1026 (Regulation Z)
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Comment for 1026.23 - Right of Rescission
See comment 38(o)-1 for examples illustrating the interaction of the finance charge and total of payments
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
Accrued finance charges allocated from payments.
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
Accrued finance charges allocated from payments.
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
so-called travel and entertainment cards that expect repayment at the first billing and do not impose a finance
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
The total sale price would reflect the $20,000 cash price and the amount of the finance charge.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Any charge imposed on a credit cardholder for making a purchase or obtaining a cash advance outside the
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(21) Periodic rate means a rate of finance charge that is or may be imposed by a creditor on a balance
- 1026 (Regulation Z)
Comment for 1026.28 - Effect on State Laws
A state law that requires use of the term finance charge, but defines the term to include fees that the
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
Section 1026.38(o)(1) and (2) sets forth the accuracy requirements for the total of payments and the finance
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
(1) When an obligation includes a finance charge computed from time to time by application of a rate
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
At a creditor's option, when a finance charge is imposed during the billing cycle, the annual percentage
- 1026 (Regulation Z)
§ 1026.15 Right of rescission.
right of rescission becomes void, and the consumer shall not be liable for any amount, including any finance
- 1026 (Regulation Z)
§ 1026.23 Right of rescission.
right of rescission becomes void and the consumer shall not be liable for any amount, including any finance
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
be disclosed is the sum of the cash price, other charges added under § 1026.18(b)(2), and the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
§ 1026.4(b)(10), must be voluntary in order for the premium or charges to be excluded from the finance
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
If the finance charge includes a charge not due to the application of a periodic rate, the creditor must
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Mortgage insurance premiums and other finance charges are sometimes paid at or before consummation or
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
For home-equity plans subject to § 1026.40, the terms finance charge and annual percentage rate,
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
payment to a consumer's account which would result in a late payment and the imposition of a late fee or finance
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
We figure [a portion of] the finance charge on your account by applying the periodic rate to the “adjusted
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Federal or State agency program are excluded from points and fees, even though they are included in the finance
- 1026 (Regulation Z)
§ 1026.17 General disclosure requirements.
percentage rate or rates, the range of balances to which they apply, and the method of treating any unearned finance
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
(2) In a transaction in which a series of payments varies because a finance charge is applied to the
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
In a multifeatured plan, in disclosing the amount of the finance charge attributable to the application
- 1026 (Regulation Z)