Search regulations

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Fixed-rate, graduated payment mortgage with negative amortization.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

The term “recast” means, for an adjustable-rate mortgage, the expiration of the period during which payments

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

of months in the assessment period, and including the resulting amount in the calculation of monthly mortgage-related

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Balloon-payment mortgage with a six-year loan term; fixed interest rate.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For purposes of the qualified mortgage definition in § 1026.43(e)(5), creditors must base their

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

individual loan originator may be paid variable, additional compensation based in whole or in part on the mortgage-related

• • 1026 (Regulation Z)

Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events

, and servicers providing the required notice to a consumer whose ARM is converting to a fixed-rate mortgage

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

three years and is fixed thereafter, that provides for a balloon payment as the final payment, where no mortgage

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

If the creditor, mortgage broker, seller's real estate broker, consumer's real estate broker, or settlement

• • 1026 (Regulation Z)

Comment for 1026.42 - Valuation Independence

conflict of interest on other grounds, such as if the person performs a valuation for a purchase-money mortgage

• • 1026 (Regulation Z)

Comment for 1026.42 - Valuation Independence

conflict of interest on other grounds, such as if the person performs a valuation for a purchase-money mortgage

• • 1026 (Regulation Z)

Comment for 1026.42 - Valuation Independence

., loan documentation), disbursing funds, collecting mortgage payments and otherwise servicing the loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

To illustrate, assume an adjustable-rate mortgage has an initial fixed rate of 5 percent for the first

• • 1026 (Regulation Z)

Appendix MS-3 to Part 1024

insurance on the property listed above, we bought insurance on your property and added the cost to your mortgage

• • 1024 (Regulation X)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

appendix H to this part for the required format of such phrases, which is required for federally related mortgage

• • 1026 (Regulation Z)

Comment for 1024.41 - Loss Mitigation Procedures

Similarly, a servicer is prohibited from making the first notice or filing before the borrower's mortgage

• • 1024 (Regulation X)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

To illustrate, assume an adjustable-rate mortgage has an initial fixed rate of 5 percent for the first

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Assume an adjustable-rate mortgage in the amount of $200,000 with a 30-year loan term.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

The loan is an adjustable-rate mortgage that adjusts monthly according to a specified index plus a margin

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

For closed-end mortgage loans, a financial institution complies with § 1003.4(a)(12)(i) by relying

• • 1003 (Regulation C)

Appendix B to Part 1024 — Illustrations of Requirements of RESPA

transaction, except when the dealer is not a “creditor” under the definition of “federally related mortgage

• • 1024 (Regulation X)

Comment for 1026.17 - General Disclosure Requirements

loan then converts to permanent financing in which the loan amount is amortized just as in a standard mortgage

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

first seven years of the loan term, shared equity, or shared appreciation, or, in the case of a reverse mortgage

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

required by § 1026.37(o)(3)(i), the disclosures for any transaction that is a federally related mortgage

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

closed-end consumer credit transactions secured by a dwelling or real property, other than a reverse mortgage

• • 1026 (Regulation Z)