§ 1026.32 Requirements for high-cost mortgages.
There is any action or inaction by the consumer that adversely affects the creditor's security for the loan
- 1026 (Regulation Z)
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There is any action or inaction by the consumer that adversely affects the creditor's security for the loan
ii) Under the subheading “Final,” the actual amount of the closing costs that are to be paid out of loan
If an acquisition involves multiple covered persons who jointly acquire the loan, a single disclosure
covered person is not subject to the requirements of this section with respect to a particular mortgage loan
calendar day period described in paragraph (c)(1) of this section if the consumer has not accepted the loan
The term “loan originator” includes employees, agents, and contractors of a creditor as well as employees
The consumer defaulted on the loan a short time after consummation or, for an adjustable-rate, interest-only
The consumer requests an additional $4,000 loan to be covered by the same insurance plan.
If, under the terms of the legal obligation, repayment of the loan is required when the refund is received
The loan was not a residential mortgage transaction as to that consumer.
listed under § 1026.37(g)(1) are fees assessed by a government authority to record and index the loan
A mortgage loan might be acquired by a covered person and subsequently transferred to another entity
A covered loan was originated and the obligation arising from a covered loan was initially payable to
processes a consumer's signature check through the check system to collect a scheduled payment due under a loan
(A) Servicing for the mortgage loan that is the subject of the asserted error was transferred from the
(A) Servicing for the mortgage loan that is the subject of the information request was transferred from
eligible pursuant to any requirements established by an owner or assignee of the borrower's mortgage loan
into an agreement or understanding with you whereby you undertake to arrange or broker a home mortgage loan
A “promotional period” means a period of time, less than the full term of the loan, that the promotional
you or your affiliate whereby you or your affiliate undertakes to arrange or broker a home mortgage loan
paragraph (b)(6)(i) of this section, that may be charged or collected under the terms of the mortgage loan
(C) A loan that meets the criteria set forth in §§ 1026.43(f)(1)(i) through (vi) and 1026.43(f)
For purposes of this section, a mortgage broker with respect to a particular transaction is any loan
Amount Financed,” using that term and expressed as a dollar amount, and the following statement: “The loan
than the value of the dwelling, including any real property attached to the dwelling, that secures the loan