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Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Step-rate mortgage. A. A loan in an amount of $200,000 has a 30-year loan term.

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

., the period until the last payment will be due under the closed-end mortgage loan contract or open-end

• • 1003 (Regulation C)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

[H-4(C) - Variable Rate Model Clauses This disclosure describes the features of the adjustable-rate mortgage

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-14 - Variable Rate Mortgage Sample This disclosure describes the features of the adjustable-rate mortgage

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Verification of mortgage-related obligations.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

To illustrate, assume an adjustable-rate mortgage with an initial fixed interest rate of 5 percent for

• • 1026 (Regulation Z)

§ 1024.6 Special information booklet at time of loan application.

(3) In the categories of transactions set forth at the end of this paragraph, the lender or mortgage

• • 1024 (Regulation X)

§ 1024.14 Prohibition against kickbacks and unearned fees.

the rendering of a settlement service in connection with a transaction involving a federally related mortgage

• • 1024 (Regulation X)

Appendix B to Part 1024 — Illustrations of Requirements of RESPA

A, a credit reporting company, places a facsimile transmission machine (FAX) in the office of B, a mortgage

• • 1024 (Regulation X)

Comment for 1002.7 - Rules Concerning Extensions of Credit

creditor may not require the spouse to sign the note evidencing the credit obligation if signing only the mortgage

• • 1002 (Regulation B)

Comment for 1024.31 - Definitions

For example, assume a borrower's mortgage loan obligation provides that a periodic payment sufficient

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

during the program or plan, the date by which the borrower must make each payment, and whether the mortgage

• • 1024 (Regulation X)

§ 1026.17 General disclosure requirements.

In certain residential mortgage transactions, special timing requirements are set forth in § 1026.19

• • 1026 (Regulation Z)

§ 1026.20 Disclosure requirements regarding post-consummation events.

consumer credit transaction secured by a first lien on real property or a dwelling, other than a reverse mortgage

• • 1026 (Regulation Z)

Comment for 1026.17 - General Disclosure Requirements

Thus, for example, if a mortgage containing a call option that the creditor may exercise during the first

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Assume that the terms of a closed-end, adjustable-rate mortgage loan provide for a fixed, initial interest

• • 1026 (Regulation Z)

Comment for 1024.41 - Loss Mitigation Procedures

a borrower to enforce the terms of any agreement between a servicer and the owner or assignee of a mortgage

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

transfer date is the date on which the transferee servicer will begin accepting payments relating to the mortgage

• • 1024 (Regulation X)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

For example, assume a mortgage loan obligation under which a consumer's periodic payment is due on the

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Balloon-payment mortgage with a three-year loan term; fixed interest rate.

• • 1026 (Regulation Z)

§ 1003.1 Authority, purpose, and scope.

Regulation C, is issued by the Bureau of Consumer Financial Protection (Bureau) pursuant to the Home Mortgage

• • 1003 (Regulation C)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

Section 1003.3(c)(6) provides that the purchase of closed-end mortgage loans or open-end lines of credit

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

If the covered loan is an assumption, reverse mortgage, a purchased loan, or is not subject to Regulation

• • 1003 (Regulation C)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

, if a consumer provides the creditor with an application, as defined by § 1026.2(a)(3), for a mortgage

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Also consistent with § 1026.2(a)(17)(v), because a covered transaction may be a high-cost mortgage

• • 1026 (Regulation Z)