§ 1026.58 Internet posting of credit card agreements.
(iii) If an agreement that did not previously qualify for the private label credit card exception qualifies
- 1026 (Regulation Z)
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(iii) If an agreement that did not previously qualify for the private label credit card exception qualifies
substitution or replacement (such as when a retail card is replaced with a cobranded general purpose credit
the periodic statement even if the name appears in a more complete spelling on the receipt or other credit
For example, the card issuer may not replace a credit card permitting purchases and cash advances with
The addition of a variable rate feature to the credit terms, after early disclosures are given, requires
including, for example, those set forth in the Federal Housing Administration's handbook on Mortgage Credit
requirements of § 1026.19(e)(2)(i) if the creditor or other person requires the consumer to provide a credit
Assume that, under the terms of a credit card account, a consumer is required to pay $120 in fees for
In some instances, a creditor may extend credit for consumer purposes to a trust that a consumer has
If a creditor makes a firm written commitment at account opening to extend a total amount of credit that
For example, an annual fee to renew an open-end credit account that is a percentage of the credit limit
Assume that the terms of an open-end credit agreement with a five-year draw period and a five-year repayment
that the creditor's security is adversely and materially affected in violation of the loan or open-end credit
Reinstatement of credit privileges.
Coverage under this subpart is optional for certain extensions of credit that do not meet the definition
This paragraph does not apply to credit offered in connection with a prepaid account as defined in §&
The liability of a cardholder for unauthorized use of a credit card shall not exceed the lesser of $50
the cardholder, under which the card issuer may periodically deduct all or part of the cardholder's credit
or other general terms and need not be further identified: public officials or government agencies, credit
(B) If the credit contract provides for a balloon payment under the plan as permitted under paragraph
(B) Excludes credit unemployment insurance for which the unemployment insurance premiums are reasonable
Card issuers may provide credit card agreements in electronic form under § 1026.58(d) and (e) without
The creditor makes an extension of credit at consummation that exceeds the threshold amount in effect
example, the premium for a hospitalization insurance policy, if it is required to be purchased only in a credit
The consumer makes the first purchase, such as when a consumer opens a credit plan and makes purchases