Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
Card issuers may, therefore, omit inapplicable headings and their corresponding boxes in the table.
- 1026 (Regulation Z)
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Comment for 1026.61 - Hybrid Prepaid-Credit Cards
the consumer, in the course of a transaction, requests a load from a deposit account or uses a debit card
- 1026 (Regulation Z)
§ 1026.10 Payments.
For credit card accounts under an open-end (not home-secured) consumer credit plan, a creditor may not
- 1026 (Regulation Z)
§ 1026.52 Limitations on fees.
2) of this section, the total amount of fees a consumer is required to pay with respect to a credit card
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
A card issuer may not list annual percentage rates for multiple states in the table.
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
time they are viewed by the public, in the case of disclosures made available at a location such as a card
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
how to comply with the requirements in § 1026.9(g)(3)(i) when the rate on a consumer's credit card
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
In-person payments on credit card accounts.
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
A card issuer may elect not to impose a late fee or finance charge on a consumer's account for the 60
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
For a transaction at point of sale where a hybrid prepaid-credit card is used to obtain goods or services
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
A card issuer is permitted to consider the amount of the non-applicant's income that is used regularly
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
A card issuer is not permitted to consider the non-applicant's income as the applicant's current or reasonably
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
§ 1026.51(a)(2)(ii), mandatory fees that must be assumed to be charged include those fees the card
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
A card issuer is not permitted to consider the non-applicant's income that is used regularly to pay for
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
associated with preventing additional violations for a reasonable period of time are costs incurred by a card
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
However, the amount of any rate decrease that is required must be determined based upon the card issuer's
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
the same dollar amount as the transaction charge for purchases described in § 1026.60(b)(4), the card
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
A prepaid account number that can access such a digital wallet also is a hybrid prepaid-credit card where
- 1026 (Regulation Z)
Appendix M1 to Part 1026 — Repayment Disclosures
For example, if a penalty annual percentage rate currently applies to a consumer's account, a card issuer
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
Alternatively, the card issuer may provide the notice no less than once every 12 months if the notice
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
For example, if an issuer charges a fee for each additional card issued on the account, the issuer in
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
an extension of the grace period; or if the change is applicable only to checks that access a credit card
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
rate is temporary and is higher than the rate that will apply after the temporary rate expires, the card
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
account agreement, such as a late payment or an extension of credit that exceeds the credit limit, the card
- 1026 (Regulation Z)
§ 1026.61 Hybrid prepaid-credit cards.
prepaid account issuer (including any marketing to customers to encourage them to authorize the prepaid card
- 1026 (Regulation Z)