Comment for 1026.13 - Billing Error Resolution
The extension of credit is made to fund only a portion of the purchase amount, and the consumer uses
- 1026 (Regulation Z)
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Comment for 1026.13 - Billing Error Resolution
Whether an agency relationship exists between a creditor and an issuer of an adverse credit report is
- 1026 (Regulation Z)
Comment for 1026.15 - Right of Rescission
bond that in effect satisfies all liens against the consumer's principal dwelling as a result of the credit
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
bond that in effect satisfies all liens against the consumer's principal dwelling as a result of the credit
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Fees that are not prepayment penalties; closed-end credit transactions.
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Under § 1026.61(a)(5)(iii)(D)(2), any accountholder on either the prepaid account or the credit
- 1026 (Regulation Z)
§ 1026.21 Treatment of credit balances.
(c) Make a good faith effort to refund to the consumer by cash, check, or money order, or credit to a
- 1026 (Regulation Z)
§ 1026.26 Use of annual percentage rate in oral disclosures.
(a) Open-end credit.
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
(i) For a closed-end credit transaction, the amount of the regular monthly (or other periodic) payment
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
If the purpose of the credit transaction is to refinance an extension of credit as described in paragraph
- 1026 (Regulation Z)
§ 1026.53 Allocation of payments.
When a balance on a credit card account under an open-end (not home-secured) consumer credit plan is
- 1026 (Regulation Z)
§ 1026.59 Reevaluation of rate increases.
(1) If the issuer reduces the annual percentage rate applicable to a credit card account under an open-end
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
Sellers who arrange credit.
- 1026 (Regulation Z)
Comment for 1026.3 - Exempt Transactions
If some question exists as to the primary purpose for a credit extension, the creditor is, of course,
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
A $5 service charge is imposed on an account with an overdraft line of credit (where the institution
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
An increase in insurance rates after consummation of a closed-end credit transaction or during the life
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
Assume that, for a credit card account under an open-end (not home-secured) consumer credit plan, a periodic
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
A card issuer that imposes a range of late payment fees or rates on a credit card account under an open-end
- 1026 (Regulation Z)
Comment for 1026.11 - Treatment of Credit Balances; Account Termination
The credit agreement determines whether or not an open-end plan has a stated expiration (maturity) date
- 1026 (Regulation Z)
Comment for 1026.13 - Billing Error Resolution
resolution procedures are triggered only if the consumer asserts a computational billing error in the credit-related
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
encumbered by the creditor's security interest, although that person need not be a signatory to the credit
- 1026 (Regulation Z)
Comment for 1026.24 - Advertising
Clear and conspicuous standard - Internet advertisements for credit secured by a dwelling.
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
If the terms of an open-end credit plan do not provide for a repayment period, the repayment schedule
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
An extension of credit is exempt from the requirements of § 1026.43(c) through (f) if the credit
- 1026 (Regulation Z)
§ 1026.13 Billing error resolution.
(3) If a different billing error occurred, correct the billing error and credit the consumer's account
- 1026 (Regulation Z)