Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
The disclosures under §§ 1026.19(b)(1) and 1026.19(b)(2)(v), (viii), (ix), and (xii) are not applicable
- 1026 (Regulation Z)
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The disclosures under §§ 1026.19(b)(1) and 1026.19(b)(2)(v), (viii), (ix), and (xii) are not applicable
Section 1026.19(e)(2)(ii) requires the creditor or other person to include a clear and conspicuous statement
Section 1026.19(f)(3)(i) provides the general rule that the amount imposed on the consumer for any settlement
See §§ 1026.2(a)(11), 1026.17(b), 1026.19(a), 1026.19(f), and 1026.23(b).
estimate and settlement statement under RESPA differ from the requirements of §§ 1026.18(c) and 1026.19
Section 1026.19(e)(3)(i) provides the general rule that an estimated closing cost disclosed under §
Section 1026.19(f)(2)(iii) does not require the creditor to provide the consumer with corrected disclosures
additional guidance on the applicability to different transaction types of §§ 1026.18(g) or (s) and 1026.19
Section 1026.19(a) requires early disclosure of credit terms in reverse mortgage transactions subject
Section 1026.19(f)(4)(i) requires the settlement agent to provide the seller with the disclosures required
See §§ 1026.17(c)(2) and 1026.19(f)(1)(i) and comments 17(c)(2)(i)-1 and -2, and 19(f)(1)(i)-2.
Section 1026.19(a)(1)(iii) permits the imposition of a fee to obtain the consumer's credit history prior
Section 1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required
Section 1026.19(e)(1)(iv) provides that, if any disclosures required under § 1026.19(e)(1)(i) are
Section 1026.19(e)(3)(iv) does not prohibit the creditor from issuing revised disclosures for informational
Section 1026.19(g)(1)(i) requires that the creditor deliver or place in the mail the special information
Section 1026.19(e)(1)(ii)(A) provides that if a mortgage broker receives a consumer's application, either
Section 1026.19(b) applies to preferred-rate loans, where the rate will increase upon the occurrence
report the discount points for applications, or for transactions not subject to Regulation Z, 12 CFR 1026.19
to report lender credits for applications, or for transactions not subject to Regulation Z, 12 CFR 1026.19
For purposes of disclosures under §§ 1026.6, 1026.18, 1026.19(e) and (f), and 1026.38(l)(6), the
Section 1026.19(e)(3)(iv) provides the exception to this rule.
costs for applications, or for transactions not subject to Regulation Z, 12 CFR 1026.43(c), and 12 CFR 1026.19
borrower-paid origination charges for applications, or for transactions not subject to Regulation Z, 12 CFR 1026.19
These interests may not be disclosed with the disclosures required under §§ 1026.18, 1026.19(e)