Comment for 1026.2 - Definitions and Rules of Construction
A fee charged in connection with such a transaction may be a finance charge for purposes of § 1026.4
- 1026 (Regulation Z)
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Comment for 1026.4 - Finance Charge
determinations during the loan term of the current tax-lien status or flood-insurance requirements is a finance
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
cash provided, the new amount financed does not exceed the unpaid principal balance, any earned unpaid finance
- 1026 (Regulation Z)
Comment for 1026.47 - Content of Disclosures
If a prepaid finance charge is determined as a percentage of the amount financed, for purposes of the
- 1026 (Regulation Z)
§ 1026.4 Finance charge.
in the event of the loss of life, health, or income or in case of accident may be excluded from the finance
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
The total sale price is the sum of the cash price, the items described in paragraph (b)(2), and the finance
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
We figure the interest charge on your account by applying the periodic rate to the “daily balance” of
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
overdraft on a checking account or a loan secured by a certificate of deposit), the interest lost is a finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
The interest lost is a finance charge and must be reflected in the annual percentage rate on the loan
- 1026 (Regulation Z)
§ 1026.5 General disclosure requirements.
billing cycle at the end of which an account has a debit or credit balance of more than $1 or on which a finance
- 1026 (Regulation Z)
Appendix F to Part 1026 — Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer's Dwelling
A specific transaction charge of 3% is applicable to the specific transaction.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
To exclude property insurance premiums or charges from the finance charge, the creditor must allow the
- 1026 (Regulation Z)
Comment for 1026.31 - General Rules
This paragraph applies to the disclosure of any numerical amount (such as the finance charge, annual
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
In general, a creditor is not required to count in points and fees any bona fide third-party charge not
- 1026 (Regulation Z)
§ 1026.5 General disclosure requirements.
obtain the consumer's agreement to pay, membership fees, including application fees excludable from the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
These charges are excluded from the finance charge even if they are passed on to the buyer, for example
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
later than the due date of the second otherwise regularly scheduled payment and is not subject to a finance
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
In any other transaction, the amount disclosed as the finance charge shall be treated as accurate if,
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
listed in paragraph (g) of this section that is used to determine the balance for purchases on which the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
transaction, the disclosures under § 1026.4(d) must be made in order to exclude the premiums from the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
credit plan does not require redisclosure in order to exclude the additional premium from treatment as a finance
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
Although neither finance charge nor annual percentage rate need be emphasized when used as part of general
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
Therefore, a card issuer may impose a late fee or finance charge for a late payment on the account.
- 1026 (Regulation Z)
Comment for 1026.11 - Treatment of Credit Balances; Account Termination
expiration date are prohibited from terminating those accounts solely because a consumer does not incur a finance
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
known as the corresponding annual percentage rate) is prospective and does not involve any particular finance
- 1026 (Regulation Z)