§ 1005.17 Requirements for overdraft services.
(1) Overdraft service.
- 1005 (Regulation E)
 
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(1) Overdraft service.
Termination of overdraft service.
Daily overdraft fees;
Overdraft transactions not required to be authorized or paid.
A-9 - Model Consent Form for Overdraft Services § 1005.17
18(b)(2)(x) Statement Regarding Overdraft Credit Features
(x) Statement regarding overdraft credit features.
The institution charges an overdraft fee of $20 for the check overdraft but cannot assess an overdraft
Sustained overdraft fees, where fees are assessed when the consumer has not repaid the amount of the
Overdraft credit plans not accessible by hybrid prepaid-credit cards.
18(b)(4)(vii) Regulation Z Disclosures for Overdraft Credit Features
Daily or Sustained Overdraft, Negative Balance, or Similar Fee or Charge
Overdraft services.
(2) If the transfer would go over the credit limit on your overdraft line.
financial institution for paying an ATM or one-time debit card transaction pursuant to the institution's overdraft
(iv) Statement regarding overdraft credit features.
types of transactions, whether or not the consumer has affirmatively consented to the institution's overdraft
Section 1005.10(e)(1) provides an exception from the general rule for an overdraft credit plan other
(iii) The addition of an overdraft service, as defined in § 1005.17(a), to an accepted access device
Daily or sustained overdraft, negative balance, or similar fees or charges.
the conditions of Regulation Z, 12 CFR 1026.61(a)(4), is considered credit extended pursuant to an overdraft
The institution may not assess an overdraft fee for the debit card transaction.
financial institution shall provide to consumers who do not affirmatively consent to the institution's overdraft
For purposes of this section, the term “overdraft service” means a service under which a financial institution
consumer agrees, electronically, segregated from all other information, describing the institution's overdraft