Medical debt

The CFPB is working to stop unfair medical debt collection and coercive credit reporting practices that add to the strain on American families.

Navigating medical bills in the U.S.

$88 billion of outstanding medical bills are currently in collections – affecting one in five Americans. Our infographic has tips for navigating the complex medical billing and collections system.

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Blog posts

Debt collectors re-evaluate medical debt furnishing in light of data integrity issues
You can help caregivers spot illegal nursing home debt collection tactics
Know your rights and protections when it comes to medical bills and collections
View all blog posts on medical debt

Reports

Medical Billing and Collections Among Older Americans
Medical Credit Cards and Financing Plans
Market Snapshot: Trends in Third-Party Debt Collections Tradelines Reporting
View all reports on medical debt

Press releases

CFPB Proposes to Ban Medical Bills from Credit Reports
CFPB Kicks Off Rulemaking to Remove Medical Bills from Credit Reports
CFPB Exams Find Unfair, Deceptive, and Abusive Practices Across a Wide Array of Consumer Financial Product Lines
View all press releases on medical debt

Compliance

Consumer Financial Protection Circular 2022-05: Debt collection and consumer reporting practices involving invalid nursing home debts
Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act
CFPB Takes Action Against Medical Debt Collector
CFPB Takes Action Against Two Law Firms for Misrepresenting Attorney Involvement to Collect on Medical Debts

Remarks

Prepared Remarks of CFPB Director Rohit Chopra on Medical Debt at a Press Call Hosted by Vice President Kamala Harris
Prepared Remarks of Director Rohit Chopra on New CFPB Medical Debt Report