A person I hired to help with my mortgage advised me to stop making payments on my mortgage loan so I could qualify for a loan modification. Do I have to do this?
Can I change my mind after I sign the loan closing documents for my second mortgage or refinance? What is the "right of rescission?"
During my mortgage loan application process, I was given three or four different valuations. What do all the different valuations mean?
I am at least two payments behind on my mortgage payments. I tried to pay one month's worth of what I owe, but my servicer said I have to pay the whole amount. Can the servicer do this?
I am married or was previously married, and I am applying for a mortgage loan or home equity line of credit in my own name. Can a lender or broker ask me about my spouse or former spouse?
I am not married but want to submit a joint application for a mortgage or home equity loan with another person. Can we be treated differently from married joint applicants?
I applied for a loan modification or other options to avoid foreclosure, but was denied help. My lender said I didn’t meet the qualifications for help. Can I appeal?
I got a letter from my mortgage servicer about my application for help to prevent foreclosure of my mortgage. Can you help me understand some of the terms?
I mailed my mortgage payment before it was due but my servicer received it after the due date and charged me a late fee. Can my servicer do this?
