Why are some of my debts not showing up on my credit report?
Your creditor may not have reported the information.
Creditors are not required to report information to the credit reporting companies. In addition, most negative information is not reported after seven years.
The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.