Credit reports and scores basics

What is a credit report?

What do I do if I’ve been a victim of identity theft?

When should I review my credit report?

What are common credit report errors that I should look for on my credit report?

How do I dispute an error on my credit report?

Where can I get my credit scores?

How do I get and keep a good credit score?

Does my credit score affect my ability to get a mortgage loan or the mortgage rate I pay?

What kind of credit inquiry has no effect on my credit score?

When will my lender run or obtain a copy of my credit report?

How long does negative information remain on my credit report?

Does it hurt my credit score when I get unsolicited credit card offers?

How do I get a free copy of my credit reports?