Bank accounts basics

I would like to be able to have my friend or family member help with my bill-paying and banking. What are my options?

I have a checking/savings account at a savings association. Are the rules different for accounts at a savings association than they are for accounts at a bank?

When I pay a bill online, can the bank/credit union take the money out before the date I scheduled the payment?

Does it take longer before I can withdraw money if I deposit a check using an ATM instead of inside the bank/credit union?

Does my bank/credit union have to allow overdrafts?

Can my bank/credit union deduct bounced check fees from my account?

How do I find a Personal Line of Credit?

What is a 529 savings plan?

Does an ATM have to give me a receipt?

I deposited a USPS Money Order, Cashier's Check, Certified Check, or Teller's Check. When can I access this money?