Bank accounts basics

How do automatic debit payments from my bank account work?

How do I find an attorney in my state?

My bank/credit union lets me scan checks at home or on my phone. What is this?

My bank offers a direct deposit advance or checking account advance. What is this?

Does it take longer before I can withdraw money if I deposit a check using an ATM instead of inside the bank/credit union?

If I deposit a check into an ATM, are the funds available right away?

Does an ATM have to give me a receipt?

Can my bank/credit union charge me a fee to use another bank or credit union's ATM?

Does my bank/credit union have to allow overdrafts?

Can my bank/credit union deduct bounced check fees from my account?

I bounced a check. Will this show up on my credit report?

I opted into debit overdraft but the bank/credit union still declined to allow a debit purchase I made. Can the bank do that?

Can I be charged more than one fee for a single overdraft?

I overdrew my account by only one penny yet was charged the full overdraft fee. What can I do about this?

How many overdrafts can I get in a single day?

The bank/credit union said I overdrew my account several times in one day and charged me a fee for each overdraft. What should I do?

Should I enroll in direct deposit?

I get my paycheck by direct deposit. When can I withdraw the funds?

How quickly can I get money after I deposit a check into my checking account? What is a deposit hold?

I wrote a check. How can I tell if it was processed as an electronic payment or as a check payment?

A deposit was credited to my account by mistake. Can the bank/credit union take it back?

How do I avoid ATM fees?

Can a bank or credit union cash a post-dated check before the date on the check?

Does my bank/credit union have to send me a monthly statement for my checking account?

Can I close my account whenever I want?