Bank accounts basics

How much do 529 plans cost?

How quickly can I get money after I deposit a check into my checking account? What is a deposit hold?

I bounced a check. Will this show up on my credit report?

I get my paycheck by direct deposit. When can I withdraw the funds?

I opted into debit overdraft but the bank/credit union still declined to allow a debit purchase I made. Can the bank do that?

I received a check payable to both my spouse and myself. Do both of us have to sign the back of the check?

I received a check that someone forgot to sign. Can I still cash it?

I received a check where the words and the numbers for the amount are different. Is this check valid and for how much?

I was at a store, and the cashier scanned my check and then handed it back to me. Is this normal?

I was told my check was turned into an electronic funds transfer. What does this mean?

I wrote a check. How can I tell if it was processed as an electronic payment or as a check payment?

If I deposit a check into an ATM, are the funds available right away?

If I link my credit card to my checking account to cover overdrafts, can the bank/credit union charge me a fee each time I use it to cover an overdraft?

Is the money on my prepaid card FDIC-insured?

My bank offers a direct deposit advance or checking account advance. What is this?

My bank/credit union no longer provides copies of my cancelled checks with my statement. Can the bank/credit union do that?

My bank/credit union offered to link my checking account to a savings account, a line of credit, or a credit card to cover overdrafts. How does this work?

Should I enroll in direct deposit?

Should I get a checking account that pays interest?

The bank/credit union refused to cash a check because it was more than six months old. Is this allowed?

The bank/credit union said I overdrew my account several times in one day and charged me a fee for each overdraft. What should I do?

The interest rate offered for CDs (certificates of deposit) is low. Is there anything I can do about that?

What are some classic warning signs of possible fraud and scams?

What are the differences between 529 plans?

What does it mean for a check to be indorsed "for deposit only"?