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Find the latest CFPB activities and publications here. Use the filters below to browse by date, specific topics, or types of posts.

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Category Title Date published
Category: Blog Examining the factors driving high credit card interest rates
Category: Director's statement Director Chopra’s Prepared Remarks at the 2022 National Association of Attorneys General Presidential Summit
Category: Press release CFPB Warns that Digital Marketing Providers Must Comply with Federal Consumer Finance Protections
Category: Press release CFPB Fines U.S. Bank $37.5 Million for Illegally Exploiting Personal Data to Open Sham Accounts for Unsuspecting Customers
Category: Report Understanding Required Financial Assistance in Medical Care
Category: Blog Office of Research blog: Housing inflation is hitting low-income renters
Category: Press release CFPB Publishes Analysis of Potential Impacts of Medical Debt Credit Reporting Changes
Category: Report Consumer Credit Trends Report: Paid and Low-Balance Medical Collections on Consumer Credit Reports
Category: Blog Banks’ overdraft/NSF fee revenues evolve along with their policies
Category: Blog Using special purpose credit programs to serve unmet credit needs
Category: Press release CFPB Sues ACE Cash Express for Concealing No-Cost Repayment Plans and Improperly Withdrawing Consumers’ Funds
Category: Report Credit Card Line Decreases
Category: Blog New report explores the impact of credit card line decreases on consumers
Category: Op-ed | Category: Speech Deputy Director Zixta Martinez’s Prepared Remarks at the FDIC Meeting of the Advisory Committee on Economic Inclusion
Category: Blog Identifying and addressing the financial needs of immigrants
Category: Press release CFPB Helps Survivors Mitigate the Financial Consequences of Human Trafficking
Category: Op-ed | Category: Speech Deputy Director Zixta Martinez’s Keynote Address at the Consumer Federation of America’s 2022 Consumer Assembly
Category: Press release CFPB Launches Inquiry into Practices that Leave Workers Indebted to Employers
Category: Blog CFPB tells credit card CEOs: Practice of suppressing payment data has potential for consumer harm
Category: Report Supervisory Highlights, Issue 26, Spring 2022
Category: Press release CFPB Report Spotlights Medical Billing Challenges
Category: Report Data Spotlight: Challenges in Rural Banking Access
Category: Press release CFPB Releases Report on Financial Challenges Facing Rural Communities
Category: Blog The student loan pause was extended—three things to keep in mind
Category: Report Student Loan Borrowers Potentially At-Risk when Payment Suspension Ends
Category: Op-ed | Category: Speech Deputy Director Martinez’s Opening Remarks to the Academic Research Council
Category: Press release CFPB Seeks to Halt Negative Credit Reporting for Survivors of Human Trafficking
Category: Speech Director Chopra’s Opening Remarks to the Consumer Advisory Board
Category: Report Consumer Use of State Payday Loan Extended Payment Plans
Category: Press release CFPB Finds Payday Borrowers Continue to Pay Significant Rollover Fees Despite State-Level Protections and Payment Plans
Category: Report Credit card late fees
Category: Report New Data on the Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Emergency Savings and Financial Security: Insights from the Making Ends Meet Survey and Consumer Credit Panel
Category: Blog The Fed is raising interest rates. What does that mean for borrowers and savers?
Category: Blog New effort focused on financial issues facing rural communities
Category: Report 2021 Financial Literacy Annual Report
Category: Press release CFPB Estimates $88 Billion in Medical Bills on Credit Reports
Category: Blog Report illustrates how the big three credit reporting companies are giving consumers the runaround
Category: Blog Ang hindi inaasahang gastos ng mga lihim na singil
Category: Blog 정크 수수료의 숨겨진 비용
Category: Blog The hidden cost of junk fees
Category: Blog El costo oculto de las tarifas inesperadas
Category: Blog التكلفة الخفية للرسوم المفاجئة وغير المتوقعة
Category: Blog 垃圾費的隱含費用
Category: Blog Sự ảnh hưởng của phụ phí ẩn
Category: Report Justice-Involved Individuals and the Consumer Financial Marketplace
Category: Press release Consumer Financial Protection Bureau Launches Initiative to Save Americans Billions in Junk Fees
Category: Blog Americans pay $120 billion in credit card interest and fees each year
Category: Blog CFPB releases report on diversity and inclusion within financial services
Category: Blog Making Ends Meet series: Consumer finances during the pandemic
Category: Report Consumer finances during the pandemic: Insights from the Making Ends Meet Survey
Category: Report Supervisory Highlights, Issue 25, Fall 2021
Category: Blog The LIBOR index for adjustable-rate loans is being discontinued: here’s what to watch for
Category: Director's statement Statement by CFPB Director Rohit Chopra on HUD Guidance on Special Purpose Credit Programs
Category: Report Data Point: Checking Account Overdraft at Financial Institutions Served by Core Processors
Category: Report Data Point: Overdraft/NSF Fee Reliance Since 2015 – Evidence from Bank Call Reports
Category: Report Disputes on Consumer Credit Reports
Category: Press release CFPB Finds Credit Report Disputes Far More Common in Majority Black and Hispanic Neighborhoods
Category: Press release CFPB Joins Other Financial Regulatory Agencies in Issuing Statement on Discontinuation of LIBOR
Category: Blog Comparing auto loans for borrowers with subprime credit scores
Category: Report Subprime Auto Loan Outcomes by Lender Type
Category: Report The Consumer Credit Card Market
Category: Press release CFPB Report Finds Declines in Credit Card Debt, New Applications and Increases in Digital Engagement in 2020
Category: Press release CFPB Report: Consumer Complaint Submission Patterns Vary by Demographic Characteristics of Census Tract
Category: Report Financial conditions for renters before and during the COVID-19 pandemic
Category: Press release CFPB Report: Renters at Risk as COVID-19 Safety Net Ends
Category: Press release Consumer Financial Protection Bureau Issues Report Finding a Continued Decline in College Credit Card Agreements in 2020
Category: Report 2021 College credit card agreements
Category: Press release Statement by CFPB Acting Director Uejio on CFPB Victory in Legal Challenge to Payday Lending Rule Protections
Category: Press release CFPB Proposes Rule to Shine New Light on Small Businesses’ Access to Credit
Category: Speech Remarks of Acting Director Dave Uejio at the Press Call on the Small Business Lending Proposed Rule
Category: Speech Prepared Remarks of Acting Director Dave Uejio at the NFHA’s Virtual Forum on Special Purpose Credit Programs
Category: Blog Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans
Category: Press release Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds
Category: Report 2020 Mortgage Market Activity and Trends
Category: Blog Credit card limits are rising for most groups after stagnating during the pandemic
Category: Blog Credit card use is still declining compared to pre-pandemic levels
Category: Press release CFPB Finds Credit Applications Have Mostly Recovered to Pre-Pandemic Levels
Category: Report The Recovery of Credit Applications to Pre-Pandemic Levels
Category: Speech Prepared Remarks of Acting Director Uejio For AFR’s Celebration of the CFPB’s 10th Birthday
Category: Blog Trends in Reported Assistance on Consumers’ Credit Records
Category: Report Asian American and Pacific Islanders in the Mortgage Market
Category: Report Commercial Credit on Consumer Credit Reports
Category: Blog The trends of commercial credit reporting on consumer credit
Category: Press release CFPB Report Highlights Supervisory Findings of Wide-Ranging Violations of Law in 2020
Category: Report Supervisory Highlights, Issue 24, Summer 2021
Category: Blog New data show improving yet sustained housing insecurity risks
Category: Blog Delinquencies on credit accounts continue to be low despite the pandemic
Category: Blog HMDA Threshold Report Blog
Category: Report A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters
Category: Blog Summary of the 2021 CFPB Research Conference
Category: Report Manufactured Housing Finance: New Insights from the Home Mortgage Disclosure Act
Category: Report Consumer use of payday, auto title, and pawn loans: Insights from the Making Ends Meet Survey
Category: Blog Consumer use of payday, auto title, and pawn loans
Category: Report Characteristics of Mortgage Borrowers During the COVID-19 Pandemic
Category: Report Measuring the financial well-being of Hispanics: 2018 Financial Well-being Score Benchmarks
Category: Report Changes in consumer financial status during the early months of the pandemic
Category: Blog Making Ends Meet series: Changes in consumer financial status during the early months of the pandemic
Category: Report Fair Lending Report 2020
Category: Blog Protecting consumers through a pandemic: 2020 Fair Lending Report to Congress