Spring 2020 Rulemaking Agenda
The semiannual update of our rulemaking agenda.
Blog
Consumer reporting and the CARES Act
The Bureau released FAQs for industry that will help ensure that consumers affected by COVID-19 receive the credit reporting protections required by the CARES Act amendments to the FCRA.
Help for small businesses during the COVID-19 pandemic
The CARES Act's Paycheck Protection Program is designed to provide small businesses with support to continue to keep their workers on the payroll. Learn more about the act.
Trợ giúp dành cho các doanh nghiệp nhỏ trong đại dịch COVID-19
Chương trình Bảo vệ Tiền lương của Đạo luật CARES được thiết kế nhằm cung cấp hỗ trợ cho các doanh nghiệp nhỏ để họ có thể tiếp tục trả lương cho nhân viên. Tìm hiểu thêm về Đạo luật.
Asistencia para pequeñas empresas durante la pandemia del COVID-19
El Programa de Protección del Salario incluido en la Ley CARES está diseñado para proveer apoyo a las pequeñas empresas para que puedan pagarles a sus trabajadores. Sepa más acerca de esta ley.
Fall 2019 rulemaking agenda
The semiannual update of our rulemaking agenda.
An update on credit access and the Bureau’s first No-Action Letter
An update on results provided under the Bureau’s No-Action Letter on alternative data and machine learning
Spring 2019 rulemaking agenda
The semiannual update of our rulemaking agenda.
Bureau releases redesigned HMDA research & data page
Find the HMDA resources you need.
Assessing our rules: Our reports on the Ability to Repay and Qualified Mortgage Rule and the RESPA Mortgage Servicing Rule
The CFPB has released two reports assessing significant rules.
Fall 2018 rulemaking agenda
The semiannual update of our rulemaking agenda
CFPB Office of Innovation proposes “disclosure sandbox” for companies to test new ways to inform consumers
The Bureau’s new Office of Innovation is proposing a “Disclosure Sandbox” to give companies leeway to test new disclosures or delivery methods that may better serve consumers.
Spring 2018 rulemaking agenda
The semiannual update of our rulemaking agenda.
Identification of language preference on the Uniform Residential Loan Application
The Bureau issued an official approval of the final redesigned Uniform Residential Loan Application (URLA), which will include a question about mortgage applicants’ language preference.
Supporting consumer-friendly innovation: Announcing our first no-action letter
Our first-ever no-action letter is being issued to Upstart.
Here’s what you need to know about the new FFIEC HMDA Examiner Transaction Testing Guidelines
The Federal Financial Institutions Examination Council (FFIEC) announced new Home Mortgage Disclosure Act (HMDA) Resubmission Guidelines for all financial institutions that report HMDA data.
Spring 2017 rulemaking agenda
The semiannual update of our rulemaking agenda.
We’ve issued a new rule on arbitration to help groups of people take companies to court
Arbitration clauses in consumer financial product and service contracts like credit cards and bank accounts prevent groups of people from taking companies to court for harms that affect many people. Our new rule will help the many people who are harmed together take action together.
How we keep you safe in the consumer financial marketplace
The CFPB works to create a level playing field in financial markets and to help ensure fairness for consumers. Our SEFL division helps ensure compliance with federal consumer financial laws by supervising market participants and bringing enforcement actions when appropriate.
We are seeking comment on our plan for assessing the ATR/QM rule
The CFPB will assess the Ability-to-Repay/Qualified Mortgage (ATR/QM) rule. We are seeking comments on our plan for the assessment.
Request for information on small business lending
Small businesses play a key role in supporting community
development and fueling economic growth. We have issued a Request for
Information to learn more about the small business lending market. If you own a
small business, provide financing to small businesses, or generally know about
the small business lending market, we’d like to hear from you.
Solicitud de información sobre el mercado de préstamos para pequeñas empresas
Las pequeñas empresas desempeñan un papel clave en el apoyo al desarrollo comunitario y en el crecimiento económico. Hemos emitido una Solicitud de Información para obtener más información sobre el mercado de préstamos para las pequeñas empresas. Si usted es dueño de una pequeña empresa, proporciona financiamiento a pequeñas empresas, o conoce el mercado de préstamos para pequeñas empresas en términos generales, nos gustaría saber de usted.
We are seeking comment on our plan for assessing the mortgage servicing rule
Your feedback and comments will help up improve our assessment.
CFPB finalizes effective date extension for prepaid accounts rule
We’ve finalized a rule to delay the general effective date of the prepaid accounts rule by six months, to April 1, 2018.
We’re updating the ex parte policy on rulemaking
The improvements to our policy will help ensure that our rulemaking process continues to be open and fair and allows for candid input from state entities.