Consumer Financial Protection Circular 2024-06: Background Dossiers and Algorithmic Scores for Hiring, Promotion, and Other Employment Decisions
...regulators including the Federal Deposit Insurance Corporation, the Office of the Comptroller
...regulators including the Federal Deposit Insurance Corporation, the Office of the Comptroller
Trade Commission Act Federal Deposit Insurance Act, Section 43 (12 U.S.C. 1831t(b)–(f))
Transfer Act (EFTA), which permits insured depository institutions and credit...NPRM which, if finalized, would allow insured depository institutions and credit
...policy statement that will enable insured institutions to continue to focus...transfer. The statute also provides insured institutions a temporary exception
...insufficient insurance, rather than force-placing collateral-protection insurance, Lobel...LDW product, which is not itself insurance, on borrower accounts and charges
...will be more time for providers and insurance companies to process claims before
Currency, and the Federal Deposit Insurance Corporation also issued a joint statement...Account-Opening Disclosures are changed over the life of the loan. Additionally, a change-in-terms
...housing expenses such as taxes and insurance – generally cannot add up to more
Credit Scores; Automobile rental insurance; credit card registration; debt cancellation
...address compliance challenges that insured institutions may face in certain circumstances...a statutory exception that allows insured institutions to disclose estimates
...servicers to turn to force-placed insurance as a last resort, rather than using
...exempts certain insured depository institutions and insured credit unions from...any loan made by an insured depository institution or insured credit union and
...of the Currency, Federal Deposit Insurance Corporation, National Credit Union
...such as on-campus parking or health insurance through your school, you will need
FDIC-insured institutions, which would protect against the loss of insured deposits...consumers’ funds were not held in FDIC-insured accounts, the rate of return was not
...middle of the food fight between insurers and providers and ensuring they aren’t
...expiration of an exception that allows insured institutions to estimate certain costs...a statutory exception that allows insured institutions to disclose estimates
...populations. Additionally, healthcare and insurance costs tend to be highest in rural
...1, 2022. For example, if you have insurance, a debt collector who claims you
Reserve System, and the Federal Deposit Insurance Corporation, that our supervisory