This will be an extension of the CFPB’s bank supervision program that began last July and will ensure that banks and nonbanks follow federal consumer financial laws.
When people are making decisions about buying a home, they deserve the best possible guidance. Housing counselors and legal aid lawyers provide that sort of...
Regulation H is implemented by the Consumer Financial Protection Bureau.
Director Chopra delivered remarks on streamlining the refinancing process.
We want Latino consumers – on the same footing with every other consumer – to have the information they need to make good choices, choices that enhance...
Ideas and materials for the patrons who use your library
A money market account is a type of account offered by banks and credit unions. Like other deposit accounts, money market accounts are insured by the FDIC or NCUA, up to $250,000 held by the same owner or owners.
David Petroni petitioned the CFPB requesting Private Mortgage Insurance (PMI) removal criteria be changed to allow homeowners to request the removal or reduction of PMI based on property value.
Rising interest rates have created a challenging housing environment for borrowers. New research using HMDA quarterly data reveals more borrowers are relying on discount points.
CFPB ordered Lighthouse Title, a Michigan title insurance agency, to pay $200,000 for illegal quid pro quo referral agreements.
Board of Governors of the Federal Reserve System CFPB Federal Deposit Insurance Corporation National Credit Union...
Thank you for joining us today. It is great to be in Rhode Island. And it is great to be here with Senator Reed, a true friend of the Bureau who not only...
In January, we issued several new mortgage rules under the Dodd-Frank Act. Most of these rules take effect in January 2014, but a few provisions are...
Chairman Hensarling, Ranking Member Waters, and Members of the Committee, thank you for the opportunity to testify today about the Bureau's Semi-Annual...
Chairman Shelby, Ranking Member Brown, and Members of the Committee, thank you for the opportunity to testify today about the Bureau's Semi-Annual Report to...
On December 19, 2023, the Bureau issued an order against U.S. Bank in connection with its administration of prepaid debit cards that held unemployment insurance benefits.
Credit reporting plays a critical role in consumers' financial lives. Credit reports on consumers' financial history and behavior can determine their...
Amendments are adopted that will allow insured institutions to estimate certain costs associated with sending a remittance transfer under certain conditions and raise the normal course of business safe harbor.
Issued with the Board of Governors of the Federal Reserve System, Commodity Futures Trading Commission, Federal Deposit Insurance Corporation, Federal Trade...
According to one study, in 2010, older Americans lost at least $2.9 billion to the silent crime of financial exploitation, and it is estimated that for each...
