Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
The seller agrees to credit the consumer $500 towards a new dishwasher.
- 1026 (Regulation Z)
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Comment for 1026.33 - Requirements for Reverse Mortgages
may be realized when the dwelling is sold, that portion is included in the projected total cost of credit
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
If a consumer accesses a home equity credit line application electronically (other than as described
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
account, including a prepaid account as defined in § 1026.61, to the card issuer or from another credit
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
disclosure options of § 1026.60(e), provides a telephone number for consumers to call to obtain credit
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
A draw, transfer, or authorization of the draw or transfer from a credit feature may be effectuated through
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
For purposes of § 1026.5(b)(2)(ii)(A)(1), the payment due date for a credit card account under an
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
of the creditor's own resources, including, for example, by drawing on a bona fide warehouse line of credit
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Criminal and credit histories.
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(11) Consumer means a cardholder or natural person to whom consumer credit is offered or extended.
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
Only information related to the reduction in credit limit may be included with the notice, except that
- 1026 (Regulation Z)
§ 1026.15 Right of rescission.
consumer may modify or waive the right to rescind if the consumer determines that the extension of credit
- 1026 (Regulation Z)
§ 1026.19 Certain mortgage and variable-rate transactions.
understand the nature and cost of real estate settlement services) to a consumer who applies for a consumer credit
- 1026 (Regulation Z)
§ 1026.23 Right of rescission.
consumer may modify or waive the right to rescind if the consumer determines that the extension of credit
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
A creditor that extends credit to a first-time borrower in connection with a closed-end transaction secured
- 1026 (Regulation Z)
§ 1026.46 Special disclosure requirements for private education loans.
A creditor may, at its option, comply with the requirements of this subpart for an extension of credit
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
I understand that enrollment is not required to obtain credit.
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
contractual commitment agreement, for example, that under applicable law binds the consumer to the credit
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
An auto dealer and a bank have a business relationship in which the bank supplies the dealer with credit
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
signed or initialed by any consumer, as defined in § 1026.2(a)(11), or by an authorized user on a credit
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
Under § 1026.4(d), disclosures required to exclude the cost of voluntary credit insurance or debt
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
Terminating credit availability.
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
A card issuer may issue a credit card to the person who requests it, and to anyone else for whom that
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
non-bank location, the card issuer may not apply the funds to repay indebtedness on the consumer's credit
- 1026 (Regulation Z)
Comment for 1026.13 - Billing Error Resolution
accompanying or subsequent periodic statement reflecting the corrected amount may simply identify it as credit
- 1026 (Regulation Z)