Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
A membership fee to join an organization that provides a credit or charge card as a privilege of membership
- 1026 (Regulation Z)
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Comment for 1026.61 - Hybrid Prepaid-Credit Cards
impose any fees or charges on the asset feature of the prepaid account that will be imposed only when credit
- 1026 (Regulation Z)
Comment for Appendix G - Open-End Model Forms and Clauses
These models contain the notice of liability for unauthorized use of a credit card.
- 1026 (Regulation Z)
Appendices G and H - Open-End and Closed-End Model Forms and Clauses
Creditors may use the model credit insurance disclosures only if the debt cancellation coverage constitutes
- 1026 (Regulation Z)
Appendix J to Part 1026 — Annual Percentage Rate Computations for Closed-End Credit Transactions
Section 1026.22(a) of Regulation Z provides that the annual percentage rate for other than open-end credit
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
Thus, if a closed-end consumer credit transaction is secured by real property, a cooperative unit, or
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
Credit includes a transaction in which a cash advance is made to a consumer in exchange for the consumer's
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
#160;1026.4(c)(7) are those charges imposed solely in connection with the initial decision to grant credit
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
site address disclosed must take consumers directly to the Web page where information about accessing credit
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
For example, if credit availability is terminated or suspended as a result of the consumer's rejection
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
If the third-party buydown is reflected in the credit contract between the consumer and the bank, the
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
Section 1026.19(e)(1)(i) requires early disclosure of credit terms in closed-end credit transactions
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
In such a transaction, the consumer may, for example, use the newly-extended credit to pay off the balance
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
By contrast, a consumer could agree to a new credit limit for the plan, although the agreement could
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Furthermore, consistent with § 1026.56(j)(1)(i), no more than one violation for exceeding an account's credit
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Assume that the credit limit for an account is $5,000 and that, consistent with § 1026.56, the consumer
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
imposing any over-the-limit fees or charges on a consumer's account if the consumer has exceeded the credit
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
more merchants or other persons that agree among each other, by contract or otherwise, to accept a credit
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
However, because the agreement is offered solely for accounts under one or more private label credit
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
Fees for optional services in addition to basic membership privileges in a credit or charge card account
- 1026 (Regulation Z)
§ 1026.14 Determination of annual percentage rate.
) Optional effective annual percentage rate for periodic statements for creditors offering open-end credit
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
The annual percentage rate, using that term, and a brief description such as “the cost of your credit
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
consumer if the consumer refinances the existing mortgage loan, or terminates an existing open-end credit
- 1026 (Regulation Z)
§ 1026.59 Reevaluation of rate increases.
Except as provided in paragraph (g)(2) of this section, this section applies to credit card accounts
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
dwelling include the financing of a balloon payment due under a land sale contract and an extension of credit
- 1026 (Regulation Z)