§ 1026.17 General disclosure requirements.
Except for private education loan disclosures made in compliance with § 1026.47 and mortgage disclosures
- 1026 (Regulation Z)
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Except for private education loan disclosures made in compliance with § 1026.47 and mortgage disclosures
consumer's name, phone number, mailing address and property address, the issue date of the notice, the loan
financing transaction or that involves improvements to be made on the property, or when the sum of the loan
financing transaction or that involves improvements to be made on the property, or when the sum of the loan
the information required under §§ 1026.47(a)(1) through (5), for each type of private education loan
mortgages involve both a variable interest rate and scheduled variations in payment amounts during the loan
An obligation whose maturity date is determined solely by a future event, as for example, a loan payable
For disclosures with respect to private education loan disclosures, see comment 47(b)(1)-2.
business days before consummation, as required by § 1026.19(f)(1)(ii), on Tuesday, June 2, and the loan
identified in § 1026.38(h)(3) with the amounts paid by the creditor that are attributable to a specific loan
If the annual percentage rate is unknown because transaction charges, loan fees, or similar finance charges
The exclusion for bona fide third-party charges not retained by the creditor, loan originator, or an
rates in the shortest possible timeframe, based on the face amount of the note (not the hypothetical loan
may finance a fee charged by a third-party counselor in connection with the consumer's receipt of pre-loan
services that are ancillary to the creditor's decision to evaluate the collateral and the consumer for the loan
transaction, the optional alternative disclosure may be used for the simultaneous subordinate financing Loan
disclosed under § 1026.37(h)(1)(iv) and under § 1026.38(j)(2)(ii), under the subheadings “Loan
)(7)(ii), the “Final” amount of “Seller Credits” reflects any change, following the delivery of the Loan
If a loan has a billing cycle shorter than a period of 31 days (for example, a bi-weekly billing cycle
In addition, § 1026.43 does not apply to any change to an existing loan that is not treated as a
benefit from the presumption of compliance for qualified mortgages under § 1026.43(f)(1) unless the loan
comply only if the extension of credit also meets the other parts of the definition of private education loan
credit extended be forgiven or deferred in accordance with § 1026.3(h)(4) must be reflected in the loan
)(D)(1) and (2), the creditor will not be eligible for the exemption for any higher-priced mortgage loan
receive the notice of the right to rescind and resolve issues concerning the consumer's payments on the loan