§ 1026.43 Minimum standards for transactions secured by a dwelling.
accordance with paragraph (f)(iv)(A) of this section, together with the consumer's monthly payments for all mortgage-related
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
accordance with paragraph (f)(iv)(A) of this section, together with the consumer's monthly payments for all mortgage-related
that do not seek preemption under § 1004.3 and federal housing creditors to make alternative mortgage
H-28(F) Mortgage Loan Transaction Closing Disclosure - Spanish Language Model Form Description: This
Rules for certain mortgage disclosures.
If the reverse mortgage has a variable interest rate, is written for a term greater than one year, and
For example, assume consummation for a regular mortgage transaction is scheduled for Thursday, June 11
When an open-end account converts to a closed-end adjustable-rate mortgage, the § 1026.20(d) disclosure
Under § 1026.32(a)(1)(iii), the plan is a high-cost mortgage subject to the requirements and restrictions
appendix H to this part for the required format of such phrases, which is required for federally related mortgage
The amount required to be disclosed for mortgage insurance premiums pursuant to § 1026.37(c)(2)(
consummation to be applied to recurring charges for property taxes, homeowner's and similar insurance, mortgage
As required by § 1026.38(t)(3), the disclosures for any transaction that is a federally related mortgage
If a mortgage loan is acquired by a covered person and subsequently transferred to another covered person
files a statement of intention on June 1 identifying an intent to surrender the dwelling securing the mortgage
The loan is an adjustable-rate mortgage that adjusts monthly according to a specified index plus a margin
The non-standard mortgage is consummated on February 15, 2014, and the first monthly payment is due on
c) for creditors and assignees of covered transactions that satisfy the requirements of a qualified mortgage
Adjustable-rate mortgage with discount for three years.
the first regular periodic payment will be due for purposes of meeting the definition of qualified mortgage
ii), in accordance with the legal obligation, together with the consumer's monthly payments for all mortgage-related
See comment 36(e)(3)-3 for guidance in determining which step-rate mortgage has a lower interest rate
This appendix contains model forms and clauses for mortgage servicing disclosures required by §§
Section 1003.2(p) defines a refinancing as a closed-end mortgage loan or an open-end line of credit in
Section 1003.3(c)(8) provides that the purchase of a partial interest in a closed-end mortgage loan or
depository institution may not claim a partial exemption under § 1003.3(d) for its closed-end mortgage