§ 1026.32 Requirements for high-cost mortgages.
If you obtain this loan, the lender will have a mortgage on your home.
- 1026 (Regulation Z)
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If you obtain this loan, the lender will have a mortgage on your home.
of the loan, a demand feature, shared equity, or shared appreciation; or, in the case of a reverse mortgage
accordance with § 1026.19(e)(1)(vi)(A) and that are provided by persons other than the creditor or mortgage
accordance with § 1026.19(e)(1)(vi)(A) and that are provided by persons other than the creditor or mortgage
(1) The estimated total amount the consumer will pay directly for the mortgage-related obligations described
foreclosure proceeding among appropriate servicer personnel, including any personnel assigned to a borrower's mortgage
H-28(D) Mortgage Loan Transaction Loan Estimate - Spanish Language Balloon Payment Sample Description
However, for purposes of the definition of residential mortgage transaction and the right to rescind,
In mortgage transactions subject to § 1026.19(a), the creditor must redisclose if, between the delivery
In many mortgage transactions, the itemization of the amount financed required by § 1026.18(c) will
who has an ownership interest as a joint tenant or tenant by the entirety in a property securing a mortgage
1026.32(b)(1)(v) the maximum prepayment penalty that may be charged or collected under the terms of the mortgage
Disposition costs incurred in connection with the sale or transfer of the property subject to the reverse mortgage
#160;1026.34(b) if, for example, the creditor structures a loan that would otherwise be a high-cost mortgage
up the interest rate or any other fees payable by the consumer in connection with the higher-priced mortgage
Collecting information on behalf of the consumer with regard to a residential mortgage loan.
Pursuant to TILA Section 131(f)(2), the servicer of a mortgage loan is not the owner of the obligation
Where a variable-rate reverse mortgage transaction includes an initial discount or premium rate, the
Section 1003.3(c)(1) provides that a closed-end mortgage loan or an open-end line of credit originated
(a)(1)(iii) provides that a closed-end credit transaction or an open-end credit plan is a high-cost mortgage
Private mortgage insurance.
Under § 1026.43(f)(2)(ii), a balloon-payment qualified mortgage under § 1026.43(f)(1) may be
H-24(C) Mortgage Loan Transaction Loan Estimate - Interest Only Adjustable Rate Loan Sample Description
In addition to the disclosures required for interest rate adjustments under an adjustable-rate mortgage
alter or otherwise affect a borrower's obligation to make payments owed pursuant to the terms of a mortgage