Comment for 1024.36 - Requests for Information
by responding to a borrower's request for information regarding the owner, assignee, or trust of the mortgage
- 1024 (Regulation X)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
by responding to a borrower's request for information regarding the owner, assignee, or trust of the mortgage
includes the name of the borrower, information that enables the servicer to identify the borrower's mortgage
settlement to be applied to recurring charges for property taxes, homeowner's and other similar insurance, mortgage
The owner or assignee of a borrower's mortgage loan has established pilot programs, temporary programs
regarding the privacy or confidentiality of any information or material provided to the Nationwide Mortgage
borrower's discretionary payment (such as credit life or disability insurance) made as part of a monthly mortgage
The creditor, assignee, or servicer of an adjustable-rate mortgage shall provide consumers with disclosures
Residential mortgage loan means any loan primarily for personal, family, or household use that is secured
, upon confirmation, a servicer provides a confirmed successor in interest who is not liable on the mortgage
Except as provided in paragraph (b)(2) of this section, a creditor may not extend a higher-priced mortgage
unsecured credit cards, secured credit cards, new automobile loans, used automobile loans, fixed-rate mortgage
Real estate or residential mortgage transaction charges.
If a mortgage broker issues any disclosure required under § 1026.19(e) in the creditor's place,
1026.35(a)(1)(ii) provides a separate threshold for determining whether a transaction is a higher-priced mortgage
Renewable balloon-payment mortgage with a three-year loan term.
Section 1003.3(c)(10) provides a special rule for reporting a closed-end mortgage loan or an open-end
that an insured depository institution or insured credit union originates a partially exempt reverse mortgage
transferee servicer not more than 30 days after the effective date of the transfer of the servicing of the mortgage
within 20 days (excluding legal public holidays, Saturdays, and Sundays) of a borrower's payment of a mortgage
unless the servicer has a reasonable basis to believe that the borrower has failed to comply with the mortgage
regulations under 12 U.S.C. 3803(c) (including this Part) preempted State law with respect to an alternative mortgage
When new parties who are spouses undertake a legal obligation on an account, as in the case of a mortgage
annual percentage rates in closed-end credit transactions and total-annual-loan-cost rates for reverse mortgage
to obtain a credit report, the property address, an estimate of the value of the property, and the mortgage
payment of non-deferred compensation that is determined with reference to the profits of the person from mortgage-related