Comment for 1026.4 - Finance Charge
The creditor is free to impose the fee in only certain of its loan programs, such as mortgage loans.
- 1026 (Regulation Z)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 953 matches out of 1532 total results
Filters applied:
Comment for 1026.17 - General Disclosure Requirements
Since some mortgage plans contain limits on the amount of the payment adjustment, the disclosures required
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
or the finance charge, as well as real estate escrow amounts such as taxes added to the payment in mortgage
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
example, assume consummation is scheduled for Thursday, June 11 and the early disclosures for a regular mortgage
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Thus, under § 1026.32(a)(1)(iii), the plan is a high-cost mortgage subject to the requirements and
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
A creditor may make a mortgage loan that will be sold or otherwise transferred pursuant to an agreement
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
H-25 of appendix H to this part illustrates such disclosures with the additional labels “Deed” and “Mortgage
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
and the amount the consumer will be required to pay into an escrow account to pay some or all of the mortgage
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
Repayment of the reverse mortgage (generally a single payment of principal and accrued interest) may
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
with § 1026.43(c)(2)(v) if it does not include the special assessment in the determination of mortgage-related
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
For a qualified mortgage, the creditor must underwrite the loan using a periodic payment of principal
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
This includes, for example, the consumer's monthly payment on the covered transaction (including mortgage-related
- 1026 (Regulation Z)
Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
For purposes of total annual loan cost disclosures, the term of a reverse mortgage transaction is assumed
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
expressed as a dollar amount, the consumer will have paid after making all payments of principal, interest, mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Adjustable-rate mortgage with negative amortization. A.
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
that is comparable to the permanent financing to determine whether the transaction is a higher-priced mortgage
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
that is subject to the requirements of § 1026.32 or one or more such credit extensions through a mortgage
- 1026 (Regulation Z)
§ 1026.17 General disclosure requirements.
Except for private education loan disclosures made in compliance with § 1026.47 and mortgage disclosures
- 1026 (Regulation Z)
Comment for 1026.28 - Effect on State Laws
#160;1026.28, any reference to “creditor” in § 1026.28 or this commentary includes a creditor, a mortgage
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
Thus, for example, in connection with the extension of credit under a high-cost mortgage, a creditor
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
, and the relevant “Frequently Asked Questions” on Home Mortgage Disclosure Act (HMDA) compliance posted
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
appendix H to this part for the required format of such phrases, which is required for federally related mortgage
- 1026 (Regulation Z)
Comment for 1026.39 - Mortgage Transfer Disclosures
disclosures required by this section if it sells, assigns or otherwise transfers all of its interest in the mortgage
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
If the balance of a mortgage loan has been accelerated but the servicer will accept a lesser amount to
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
In contrast to the qualified mortgage provisions in § 1026.43(e), § 1026.43(c) does not prescribe
- 1026 (Regulation Z)