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Comment for 1003.2 - Definitions

In determining whether a closed-end mortgage loan or an open-end line of credit, or an application for

• • 1003 (Regulation C)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

An institution must determine in each case if a closed-end mortgage loan or an open-end line of credit

• • 1003 (Regulation C)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

“covered transaction” (defined in § 1026.43(b)(1)), but (2) meets the criteria for a qualified mortgage

• • 1026 (Regulation Z)

§ 1024.32 General disclosure requirements.

) The successor in interest may be entitled to receive certain notices and communications about the mortgage

• • 1024 (Regulation X)

§ 1016.3 Definitions.

(K) A mortgage broker is a financial institution because brokering loans is a financial activity listed

• • 1016 (Regulation P)

§ 1026.31 General rules.

 1026.32 at least three business days prior to consummation or account opening of a high-cost mortgage

• • 1026 (Regulation Z)

§ 1026.33 Requirements for reverse mortgages.

payments that the consumer will receive from an annuity that the consumer purchases as part of the reverse mortgage

• • 1026 (Regulation Z)

§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.

A creditor that extends a high-cost mortgage shall not steer or otherwise direct a consumer to choose

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

Except as provided in paragraph (e)(3)(iii) of this section, a covered transaction is not a qualified mortgage

• • 1026 (Regulation Z)

§ 1008.105 Minimum loan originator license requirements.

at least 20 hours of pre-licensing education that has been reviewed and approved by the Nationwide Mortgage

• • 1008 (Regulation H)

Appendix A to Part 1007 - Examples of Mortgage Loan Originator Activities

(viii) Communicating on behalf of a mortgage loan originator that a written offer, including disclosures

• • 1007 (Regulation G)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-25(H) Mortgage Loan Transaction Closing Disclosure - Modification to Closing Cost Details - Model Form

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

Charges that take account of some but not all reductions in principal, such as mortgage guarantee insurance

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

section when, as a result of a merger, corporate acquisition, or reorganization, the ownership of a mortgage

• • 1026 (Regulation Z)

§ 1003.2 Definitions.

(p) Refinancing means a closed-end mortgage loan or an open-end line of credit in which a new, dwelling-secured

• • 1003 (Regulation C)

§ 1024.36 Requests for information.

includes the name of the borrower, information that enables the servicer to identify the borrower's mortgage

• • 1024 (Regulation X)

§ 1026.41 Periodic statements for residential mortgage loans.

servicer satisfies paragraph (e)(4)(ii)(A) of this section, the servicer is evaluated based on the mortgage

• • 1026 (Regulation Z)

§ 1024.20 List of homeownership counseling organizations.

A lender is not required to provide an applicant for a mortgage loan secured by a timeshare, as described

• • 1024 (Regulation X)

§ 1024.33 Mortgage servicing transfers.

(v) Whether the transfer will affect the terms or the continued availability of mortgage life or disability

• • 1024 (Regulation X)

Comment for 1024.31 - Definitions

Service providers may include attorneys retained to represent a servicer or an owner or assignee of a mortgage

• • 1024 (Regulation X)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

the Bureau, and the link or uniform resource locator address to the Web site: www.consumerfinance.gov/mortgage-estimate

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(i) For an adjustable-rate mortgage, as defined in § 1026.18(s)(7)(i), the expiration of the period

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(iv) The balloon-payment qualified mortgage is sold, assigned, or otherwise transferred pursuant to a

• • 1026 (Regulation Z)

§ 1008.103 Individuals required to be licensed by states.

(iv) For residential mortgage loans to have terms that are favorable to the borrower, a state must determine

• • 1008 (Regulation H)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-27(B) Mortgage Loan Transaction - Sample of Written List of Providers Description: This is a sample

• • 1026 (Regulation Z)