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Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

A closed-end mortgage loan or an open-end line of credit to improve a doctor's office or a daycare center

• • 1003 (Regulation C)

§ 1024.2 Definitions.

Servicer means a person responsible for the servicing of a federally related mortgage loan (including

• • 1024 (Regulation X)

§ 1024.2 Definitions.

executing legally binding documents regarding a lien on property that is subject to a federally related mortgage

• • 1024 (Regulation X)

§ 1024.31 Definitions.

Transferor servicer means a servicer, including a table-funding mortgage broker or dealer on a first-

• • 1024 (Regulation X)

§ 1024.38 General servicing policies, procedures, and requirements.

(A) Upon receiving notice of the death of a borrower or of any transfer of the property securing a mortgage

• • 1024 (Regulation X)

§ 1026.23 Right of rescission.

In a refinancing of a residential mortgage transaction with a new creditor (other than a transaction

• • 1026 (Regulation Z)

§ 1026.32 Requirements for high-cost mortgages.

(A) That compensation is paid by a consumer to a mortgage broker, as defined in § 1026.36(a)(2),

• • 1026 (Regulation Z)

§ 1026.32 Requirements for high-cost mortgages.

(A) That compensation is paid by a consumer to a mortgage broker, as defined in § 1026.36(a)(2),

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(D) The qualified mortgage is sold, assigned, or otherwise transferred pursuant to a merger of the creditor

• • 1026 (Regulation Z)

Appendix B to Part 1008 - Engaging in the Business of a Loan Originator: Commercial Context and Habitualness

originator habitually or repeatedly, provided that the source of prospective financing does not provide mortgage

• • 1008 (Regulation H)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-25(I) Mortgage Loan Transaction Closing Disclosure - Modification to Closing Disclosure for Disclosure

• • 1026 (Regulation Z)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

Any delay of consummation of the new high-cost mortgage beyond the payment due date of the existing loan

• • 1026 (Regulation Z)

§ 1003.2 Definitions.

(d) Closed-end mortgage loan means an extension of credit that is secured by a lien on a dwelling and

• • 1003 (Regulation C)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

In each of the two preceding calendar years originated fewer than 500 closed-end mortgage loans that

• • 1003 (Regulation C)

§ 1024.2 Definitions.

generally, any arrangement in which a dealer assists the borrower in obtaining a federally related mortgage

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

Assume a particular loss mitigation option is only available for borrowers whose mortgage loans were

• • 1024 (Regulation X)

Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability

(the 2017 TILA-RESPA Amendments) is mandatory with respect to transactions for which a creditor or mortgage

• • 1026 (Regulation Z)

Comment for 1024.30 - Scope

To the extent a servicer, as defined in RESPA, services a mortgage loan that has not been discounted

• • 1024 (Regulation X)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

seq.) applies to a servicer's communications with a borrower in bankruptcy and any borrower on the mortgage

• • 1024 (Regulation X)

Comment for 1026.40 - Requirements for Home-Equity Plans

When a creditor holds a mortgage or deed of trust on the consumer's dwelling and that mortgage or deed

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

In calculating the maximum loan amount for an adjustable-rate mortgage that is a negative amortization

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

(v) includes these recurring property taxes in the evaluation of the consumer's monthly payment for mortgage-related

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

payment for the new loan is “materially lower” than the monthly payment for an existing non-standard mortgage

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

term “fully indexed rate” in § 1026.43(d)(5)(i)(A) for calculating the payment for a non-standard mortgage

• • 1026 (Regulation Z)

Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

The total annual loan cost rate for a reverse mortgage transaction must be determined by first solving

• • 1026 (Regulation Z)