Comment for 1026.7 - Periodic Statement
The creditor need not describe each credit by type (returned merchandise, rebate of finance charge, etc
- 1026 (Regulation Z)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 478 matches out of 515 total results
Filters applied:
Comment for 1026.17 - General Disclosure Requirements
The terms “finance charge” and (except for private education loan disclosures made in compliance with
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The effect of the multiple rates must also be reflected in the calculation and disclosure of the finance
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
$2,540, it has included the loan fee in the principal loan amount and should deduct $40 as a prepaid finance
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
$2,500, it has included the loan fee in the principal loan amount and should deduct $40 as a prepaid finance
- 1026 (Regulation Z)
Appendix J to Part 1026 — Annual Percentage Rate Computations for Closed-End Credit Transactions
of time between advances or between payments and includes the interval of time between the date the finance
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
Charge cards are credit cards where no periodic rate is used to compute the finance charge.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Consistent with comment 4(a)–4, any transaction charge imposed on a cardholder by a card issuer on a
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
A fee or other charge imposed if payment is made after the due date, such as a late fee or finance charge
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
Methods that differ due to variations such as the allocation of payments, whether the finance charge
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
If, in a given cycle, the consumer has a balance of $800, the finance charge would consist of $7.50 (
- 1026 (Regulation Z)
Comment for 1026.54 - Limitations on the Imposition of Finance Charges
be eligible for a grace period, § 1026.54(a)(1)(i) prohibits the card issuer from computing the finance
- 1026 (Regulation Z)
§ 1026.23 Right of rescission.
, the term “material disclosures” means the required disclosures of the annual percentage rate, the finance
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
under § 1026.18(b)(1) is thus $1000 and the amount financed $990, after deducting the $10 prepaid finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
#160;1026.61, which are addressed in more detail in §§ 1026.4(b)(11) and 1026.61, any transaction charge
- 1026 (Regulation Z)
§ 1026.14 Determination of annual percentage rate.
the provisions of paragraph (c)(1)(ii) or (c)(2) of this section apply and all or a portion of the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Such premiums must be included in the finance charge only for the period that the creditor requires the
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
termination statements, and similar documents relating to that obligation are not excludable from the finance
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
days in the billing cycle and the periodic rate applied to the product to determine the amount of the finance
- 1026 (Regulation Z)
Comment for 1026.54 - Limitations on the Imposition of Finance Charges
1026.54, a grace period is a period within which any credit extended may be repaid without incurring a finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The creditor must include the portion paid by the consumer in the finance charge and disclose the corresponding
- 1026 (Regulation Z)
Comment for 1026.22 - Determination of Annual Percentage Rate
percentage point tolerance, if the actual annual percentage rate is 9.00 percent and a $75 omission from the finance
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
addition, a creditor may pass on increases in premiums for property insurance that are excluded from the finance
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
required to provide notice under this section when the change involves a reduction of any component of a finance
- 1026 (Regulation Z)
§ 1026.20 Disclosure requirements regarding post-consummation events.
delinquency, unless the rate is increased, or the new amount financed exceeds the unpaid balance plus earned finance
- 1026 (Regulation Z)