Delayed Implementation of Certain New Mortgage Disclosures
The Bureau is amending Regulation Z (Truth in Lending) to, in effect, delay implementation of certain new mortgage disclosure requirements in title XIV of...
Archive of closed notices
The notices listed below are no longer open for public comment. Select a document title to read the full text of the notice or the comments that were received.
2012 Truth in Lending Act (Regulation Z) Mortgage Servicing Proposal
The Bureau is proposing to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation of the regulation. The...
2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Servicing Proposal
The Bureau is proposing to amend Regulation X, which implements the Real Estate Settlement Procedures Act of 1974 (RESPA) and the official interpretation of...
Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)
Sections 1032(f), 1098, and 1100A of the Dodd-Frank Act direct the Bureau to issue proposed rules and forms that combine certain disclosures that consumers...
High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X)
The Dodd-Frank Act amends the Truth in Lending Act by expanding the types of mortgage loans that are subject to the protections of the Home Ownership and...
Consumer Use of Reverse Mortgages
Section 1076 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act) required the Bureau (the CFPB or the Bureau) to conduct a...
Truth in Lending (Regulation Z) (Qualified Mortgage, Ability to Repay)
The Bureau is reopening the comment period for the proposed rule published by the Board of Governors of the Federal Reserve System (Board) in the Federal...
Proposed Collection; Comment Request (Quantitative Testing of Integrated Mortgage Loan Disclosure Forms)
The Bureau, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this...
Defining Larger Participants in Certain Consumer Financial Product and Service Markets
The Bureau is proposing a new regulation pursuant to section 1024 of the Consumer Financial Protection Act of 2010. That provision grants the Bureau...
Submission for OMB Review; Comment Request (Emergency Clearance Request; Qualitative Testing of Mortgage Servicing Related Model Forms and Disclosures)
The Bureau, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this...
Defining Larger Participants in Certain Consumer Financial Products and Services Markets
The Bureau, created by the Consumer Financial Protection Act of 2010 ("Act"), is required to implement a program to supervise certain nondepository covered...