Debt collection basics

Can my bank or credit union charge me a fee for processing a garnishment if I receive Social Security or VA benefits?

How can I verify whether or not a debt collector is legitimate?

What should I do when a debt collector contacts me?

Should I get a payday loan if I need money now?

Can a creditor refer my account to a collection agency before my debt is due? Do I have to be told before a debt is turned in to collections?

Can a debt collection agency try to have me arrested over a debt collection?

Can I be responsible to pay off the debts of my deceased spouse?

If someone dies owing a debt, does the debt go away when they die?

What are debt settlement/debt relief services and should I use them?

What is credit counseling?