Credit report answers

How long does information about me stay on my consumer report?

How long does it take to get my free credit report after I order it?

What information do I need to provide to get my free credit report?

How can I contact the nationwide credit reporting companies with general inquiries?

Does requesting my credit report hurt my credit score?

Will closing credit cards I already have increase my credit score?

Should I use a credit monitoring service to protect myself from identity theft?

Is it possible to remove accurate, negative information from my credit report?

What is a credit reporting company?

My credit application was denied because of my credit report. What can I do?

I do not want creditors to report my accounts to credit reporting companies. What can I do?

How do credit reporting companies get my information?

Do I have to pay for my credit score?

Should I request credit reports for my children?

I tried to check my credit report online, but the site wanted to charge me a fee or get me to sign up for other services. Aren't credit reports free?

Do joint credit card accounts with my spouse affect my credit score?

If my spouse has a bad credit score, does it affect my credit score?

Will paying off my credit card balance every month improve my credit score?

What should my dispute letter to a credit reporting company look like?

Who may request my credit report?

What's a credit inquiry?

What does the credit reporting company do after I notify it of an error on my credit report?

What if I disagree with the results of my credit report dispute?

I don't recognize the name of a creditor listed on my credit report. Should I dispute this listing?

What happens when I tell a company it sent inaccurate information to a credit reporting company?