The database will primarily be used to support the agencies' policymaking and research efforts and to help regulators better understand emerging mortgage...
"This report underscores our work to address practices that are risky to consumers, as well as our continued commitment to making sure that institutions are...
The marketplace can be a hostile place for those who are struggling to stay afloat, who may often pay higher prices for consumer goods, including financial...
Our proposal would add accessible income as a way to allow spouses and partners not working outside the home to qualify for credit and build their own...
Financial institutions expect borrowers to hold up their end of the bargain when it comes to mortgages and student loans. Shouldn’t we expect the same of them?
As we continue to emerge from the devastating fiscal crisis of 2007-2008, we now find that debt collection is a central issue of our times. Currently, about...
Today, the Consumer Bureau is issuing a new regulation to expand our supervision program to oversee these credit reporting companies. The authority to...
Consumer reporting agencies, which include what are popularly called credit bureaus or credit reporting companies, are private businesses that track a...
The hurdles they describe range from not being able to get the information they need, to being met with roadblocks when they do try to pursue their benefits.
Today's proposal would allow a stay-at-home spouse or partner to rely on shared income from his or her spouse or partner when applying for a credit card...
According to the report, private student loan borrowers say they are sometimes surprised by the terms and conditions of their loans, they are given the...
The Federal Financial Institutions Examination Council today encouraged financial institutions to work constructively with borrowers affected by drought...
As you have heard, today's CFPB enforcement actions involve violations at three American Express entities and will return an estimated $85 million to...
This action is the result of a multi-part federal investigation which found that at every stage of the consumer experience, from marketing to enrollment to...
These 25 experts – drawn from outside the federal government, from around the United States, and from varying backgrounds – will provide advice to me and to...
Today I am pleased to announce that the Federal Deposit Insurance Corporation and the Bureau are putting $200 million back into the pockets of more than 3.5...
The joint investigation concerned deceptive telemarketing and sales tactics used by Discover to mislead consumers into paying for various credit card...
So from our inception just over a year ago, we have worked to build diversity and inclusion into the fabric of our agency, having grown rapidly to nearly...
In recent years, we have seen household wealth shrink by trillions of dollars and incomes decline. As we continue to dig out from the crisis, the Census...
Through our regulatory tools, we have proposed smarter rules that will help fix the broken mortgage market with common-sense solutions. We are writing rules...
The HMDA data made available today cover 2011 lending activity — applications, originations, purchases and sales of loans, denials, and other actions...
As the report shows, we have been using all of the tools at our disposal to help protect consumers across this country. We pledge to continue our work to...
The newly appointed board members include experts in consumer protection, financial services, community development, fair lending, civil rights, and...
