New research report on student loan repayment and broader household borrowing
Data Point research report on final student loan payments, mortgage and credit card borrowing, and household balance sheets.
Blog archive
What you need to know to get money from the settlement with BancorpSouth Bank for alleged discrimination
Here’s what you need to know to get money from the settlement with BancorpSouth Bank for alleged mortgage lending discrimination against African-American consumers.
One thing you can do to take control of the homebuying process and save on your new home—in any housing market
Shopping for your mortgage can lead to real savings. To get the best interest rate you qualify for, here are a few things to consider.
What to know if you are facing foreclosure after a natural disaster
If you are struggling to make your mortgage payment or can’t meet your reverse mortgage obligations, such as paying taxes and insurance, in the wake of a natural disaster, there are resources and potential options to avoid foreclosure.
9 financial problems after a natural disaster—and what you can do about them
Tips from the CFPB. 9 financial issues people affected by a natural disaster have experienced. Plus, tips and resources to help you pay your bills and avoid debt.
Thinking about buying a house in 2018? Here’s what you need to know
Get ready to buy a home this year by visiting CFPB’s online resources.
Looking for a loan? Find out how to Know Before You Owe
By taking some time to prepare, you can make sure you get the best loan for your situation. CFPB’s Know Before You Owe gives you information and tools to help you better understand your choices.
5 financial New Year’s resolutions
As we kick off the New Year, here are five financial New Year’s resolutions to help you meet your goals.
Identification of language preference on the Uniform Residential Loan Application
The Bureau issued an official approval of the final redesigned Uniform Residential Loan Application (URLA), which will include a question about mortgage applicants’ language preference.
CFPB and VA WARNO: VA refinancing offers that sound too good to be true
CFPB WARNO: Don’t be fooled. Before responding to any unsolicited VA mortgage refinance offers, here is what you need to know.
African-American and Hispanic borrowers harmed by Provident will receive $9 million in compensation
Provident borrowers who were charged higher broker fees will receive compensation.
eClosing and buying a home: Technology’s role in closing on a mortgage
Technology is transforming everything. Soon, consumers will find themselves being offered platforms that allow borrowers to access mortgage closing documents online.
Seven factors that determine your mortgage interest rate
Understand the key factors that affect your interest rate. Use our Explore Rates Tool to see how they may affect interest rates for loans in your area.
Here’s what you need to know about the new FFIEC HMDA Examiner Transaction Testing Guidelines
Learn more about the new Home Mortgage Disclosure Act (HMDA) Resubmission Guidelines for all financial institutions that report HMDA data.
Top five consumer financial complaints reported across the U.S.
Read about top financial issues reported by consumers to the CFPB and get information to help if you have a similar issue.
We are seeking comment on our plan for assessing the ATR/QM rule
The CFPB will assess the Ability-to-Repay/Qualified
Mortgage (ATR/QM) rule. We are seeking
comments on our plan for the assessment.
Making the decision to rent or buy
Becoming a homeowner is a big decision—both personally and financially. As you decide whether owning a home is the right choice for you right now, here are...
We are proposing changes to Regulation C to help industry comply and are looking for your feedback
We are seeking comment on our proposal to clarify, make technical corrections, and minor changes to the data that financial institutions are required to...
Understanding Consumer Experiences: Insights from CFPB’s 2016 Consumer Response Annual Report
We recently published our
Consumer Response Annual Report, which provides an overview of the complaints
we received in 2016.
The Consumer Bureau is proposing changes to Regulation B to help mortgage lenders and is looking for your feedback
We
are seeking comment on our proposal to increase flexibility for mortgage
lenders in collecting certain information.
How to deal with “bad credit”—or no credit—when you want to buy a home
If you want to buy a home but you’re concerned about your credit score or credit history, we can help you understand your choices.
Making the move to homeownership on your own or with someone else
While married couples make up the majority of home buyers, single women make up the next biggest segment of home buyers and outpace single men more than two...
How to decide how much to spend on your down payment
Your down payment will affect not just how much money you need to bring to closing, but also how much your mortgage will cost overall. Read on to find out...
Your mortgage calculator may be setting you up for a surprise
Key things to keep in mind when you use a mortgage calculator to calculate your monthly mortgage payment.
Buying a home? The first step is to check your credit
Reviewing your credit is the first step to building a strong financial foundation for your new home.
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